Khesya Sabilah Rizwinie, Andreas Martin Raja Sirait, Fihi Khoirani Sihotang, and Patricya Damanik. 2023. “Analysis of Bad Credit or Non-Performing Loan (NPL) at PT Bank Negara Indonesia (Persero) Tbk”. Asian Journal of Management Analytics 2 (2):185-96. https://doi.org/10.55927/ajma.v2i2.3895.