Khesya Sabilah Rizwinie, Sirait, A. M. R. ., Sihotang, F. K. . and Damanik, P. . (2023) “Analysis of Bad Credit or Non-Performing Loan (NPL) at PT Bank Negara Indonesia (Persero) Tbk”, Asian Journal of Management Analytics, 2(2), pp. 185–196. doi: 10.55927/ajma.v2i2.3895.