Subekti H, Ni’am I, Fauziyanti W. Beyond Digital Payments: the Role of Financial Literacy and Social Preferences in Shaping Financial Self-Control. AJMA [Internet]. 2026 Apr. 30 [cited 2026 May 6];5(2):337-50. Available from: https://journal.formosapublisher.org/index.php/ajma/article/view/16474