Isrofiati, Rosida, and Zuhrotul Isnaini. 2024. “The Influene of Financial Literacy, Financial Attitudes and Self Efficacy on the Use of Paylater in Generation Z”. East Asian Journal of Multidisciplinary Research 3 (6):2339-52. https://doi.org/10.55927/eajmr.v3i6.9440.