FADYA, N. M. T. .; WIDAWATI, I. A. P. .; RUKMIYATI, N. M. S. . Implementation of Digital Payment in Mitigation of Fraud Risk at Hotel Conrad Bali . Indonesian Journal of Banking and Financial Technology, [S. l.], v. 2, n. 4, p. 423–436, 2024. DOI: 10.55927/fintech.v2i4.11270. Disponível em: https://journal.formosapublisher.org/index.php/fintech/article/view/11270. Acesso em: 29 apr. 2026.