Fadya, N. M. T. ., Widawati, I. A. P. . and Rukmiyati, N. M. S. . (2024) “Implementation of Digital Payment in Mitigation of Fraud Risk at Hotel Conrad Bali ”, Indonesian Journal of Banking and Financial Technology, 2(4), pp. 423–436. doi: 10.55927/fintech.v2i4.11270.