Oludoyi, I. O. ., I. . Adesuyi, and J. A. . Yusuf. “Strategic Innovation and Performance of FinTech Enterprises in Ondo State, Nigeria”. Indonesian Journal of Banking and Financial Technology, vol. 2, no. 4, Oct. 2024, pp. 233-46, doi:10.55927/fintech.v2i4.10984.