Indonesian Journal of Banking and Financial Technology

The Influence of Leadership on Employee Turnover Intention at The Westin Resort & Spa Ubud, Bali

Anak Agung Istri Julistya Dewi — 2025-01-31

This study aims to examine the extent to which leadership (X) influences employee turnover intention (Y) at The Westin Resort & Spa Ubud, Bali. This study uses a quantitative approach with a population of 112 employees of The Westin Resort & Spa Ubud, Bali, using a saturated census sampling method. Data were collected through a questionnaire with a 5-point Likert scale to measure 14 statements from the leadership and turnover intention variables. The data obtained were then analyzed using simple linear regression with the help of the SPSS 23 version 23 application for windows. By using simple linear regression, it can be obtained that leadership has a significant negative effect on employee turnover intention with a value of -tcount < -ttable, namely -10.898 < -1.659. Leadership has a negative value with a beta value of -0.459 on turnover intention.

Implementation of Blockchain Technology: Analysis of Sharia Banking Financial Transactions in Indonesia

Ade Rani Octaviana — 2025-01-31

This study examines the application of Blockchain technology in Sharia Banking in Indonesia through a combination of analytical and descriptive approaches. A comprehensive literature review was conducted to understand the application of Blockchain technology in the financial industry, especially Sharia Banking. This research identifies important variables such as transparency, transaction security, operational efficiency, customer trust, and sharia compliance. The results of this study show that the application of Blockchain technology can improve the operational efficiency of Sharia Banking, transparency and transaction security. In addition, Blockchain helps in complying with sharia rules by reducing the risk of manipulation and usury. Nonetheless, challenges such as standardization, infrastructure, and client education need to be addressed to maximize the benefits of Blockchain in Sharia Banking. These findings highlight the importance of the application of Blockchain technology in improving security, efficiency, and transparency in Sharia Banking operations.

Tourism Potential of Mandalika Destination

Suma Thesa — 2025-01-31

This study analyzes the tourism management and economic potential of the Special Economic Zone (SEZ) Mandalika. This case study identifies challenges such as high ticket prices, limited accessibility, and inadequate information, which hinder local participation. Using a qualitative approach, data was collected through interviews, observations, and document analysis. The findings highlight the need for more inclusive and affordable promotional strategies, and strengthening community relations. Recommendations include providing more accessible entry options and more relevant promotions to enhance local engagement and support economic growth and cultural preservation in Mandalika.

Potential and Constraints of Cultural Tourism in Sade Village: An Analysis of Social, Cultural, and Economic Impacts

Dewa Ayu Abhinandati Prajna Pratisthita — 2025-01-31

This study examines the potential and challenges in tourism development in Sade Village, a cultural village in Lombok that is famous for its Sasak traditions and culture. This study aims to understand how tourism affects local communities from social, cultural, and economic aspects, and to identify barriers that hinder the progress of sustainable tourism in the village. In-depth analysis shows that, although tourism provides significant economic benefits, there are still major challenges related to cultural preservation, infrastructure improvement, and community skill enhancement in dealing with tourists. The findings of this study are expected to be the basis for formulating a more effective and sustainable tourism development strategy in Sade Village.

The Influence of E-Wom on Instagram Social Media on Interest in Buying Wedding Services at We are the Organizers Manado

Clara Angely Cambey — 2025-01-31

Based on Zola's survey, 75% of married couples in 2024 will use wedding organizer services, up from 70% in 2023. This study aims to examine the analysis of the influence of Electronic Word of Mouth (E-WOM) on Instagram social media on the interest in buying wedding services at We Are The Organizers Manado. The inferential quantitative method is used through data collected with documentation and questionnaires. Multiple linear regression analysis is used to test the influence of three dimensions of E-WOM: Intensity, Valence of Opinion, and Content. The results of the t-test show that Intensity and Valence of Opinion have a significant positive effect, while Content is not significant. The F test shows that the three variables simultaneously influence buying interest with a significance value of 0.000.

The Role of Infrastructure in the Province's Gross Regional Domestic Product on the Island of Sumatra

Agil Saputri — 2025-01-31

Indonesia's infrastructure, especially in Sumatra, is considered inadequate to support the strength of the Indonesian economy in facing free market competition in the global era, lack of accessibility to reach remote areas so that the Gross Regional Domestic Product (GRDP) value in the region has a fairly small value. The study aims to determine the effect of road infrastructure, health facilities, educational facilities, water infrastructure, and electricity infrastructure on the level of gross regional domestic product (GRDP) in Sumatra, for the purpose of this study is to determine the effect of road length infrastructure, health facilities, educational facilities, clean water distribution and electricity partially on gross regional domestic product. This study uses a panel data model with the selected model, namely the Random Effect Model (REM). This study focuses on all provinces in Sumatra, namely 10 provinces in 2019-2023. The results of this study have a simultaneous effect where the relationship with the independent variables is Road Length Infrastructure (X1), Health Facilities (X2), Educational Facilities (X3), Clean Water Distribution (X4) and Electricity (X5) against the dependent variable, namely Gross Regional Domestic Product (Y). Then, the test results for each dependent variable on the variables of Road Length (X1), Health Facilities (X2), Education Facilities (X3), and Electricity (X5) significantly influenced Gross Regional Domestic Product (Y), while the test of Clean Water Distribution (X4) on Gross Regional Domestic Product (Y) did not have a significant effect. This is thought to be due to the uneven distribution of Clean Water Distribution facilities or infrastructure in Sumatra.

The Influence of Distributive Justice and Moral Obligation on Tax Compliance of Star-rated Hotels in Ubud Area

Desak Made Ayu Darmayanti — 2025-01-31

This study aims to determine the effect of distributive justice and moral obligation on taxpayer compliance of starred hotels in the Ubud area. The sample used was 35 taxpayers of starred hotels in the Ubud area with a saturated sampling method. This study uses quantitative data in the form of primary data. The data collection method uses a questionnaire with a Likert scale. The data analysis technique uses multiple linear regression using the Statistical Package for The Social Sciences (SPSS) version 25 application. The results of this study partially show that distributive justice has a negative effect, Moral obligation has a positive effect on taxpayer compliance of starred hotels in the Ubud area. The results simultaneously show that distributive justice and moral obligation together - together taxpayer compliance of starred hotels in the Ubud area.

Marketing Strategy to Increase Room Occupancy Rate at Aston Sunset Beach Resort Gili Trawangan

Andri Gunawan — 2025-01-31

In this study, the marketing strategy in increasing room occupancy rates at Aston Sunset Beach Resort Gili Trawangan is reviewed. This study uses a descriptive qualitative approach to examine the marketing strategy in increasing room occupancy rates at Aston Sunset Beach Resort Gili Trawangan, the purpose of this study is to determine the right marketing strategy in increasing room occupancy rates at the Aston Sunset Beach Resort Gili Trawangan Hotel. The analysis tool used is SWOT Analysis consisting of IE Matrix, IFAS / EFAS, and SWOT Matrix. Based on the analysis, it is known that the position of Aston Sunset Beach Resort Gili Trawangan is currently in quadrant V, namely the stability strategy position with an IFAS score of 2.62 and an EFAS score of 2.53. In the SWOT / TOWS matrix, there are four alternative strategies that can be applied by Aston Sunset Beach Resort Gili Trawangan, namely Optimizing cooperation with travel agents, Increasing promotion through social media and other online platforms to reach a wider audience.

Marketing Mix Strategy to Increase Sales Volume of Wedding Packages at CV. Glow Wedding and Event Planner Bali

I Gede Mahesa Pradyana — 2025-01-31

Bali is an area with very rapid tourism development as evidenced by foreign tourists who make Bali one of their destinations. This study aims to understand how the marketing mix strategy to increase the sales volume of wedding packages at CV. Glow Wedding and Event Planner Bali. The research method used is qualitative descriptive with data collection conducted through interviews, observations, and documentation studies. Qualitative descriptive data analysis techniques are analyzed using the SWOT matrix through the 7P marketing mix (product, price, place, promotion, people, process, and physical evidence). Based on the results of this study, 4 marketing strategies were found, namely SO (Strength Opportunities) expanding relations and highlighting the flexible prices owned by the company, ST (Strength Threats) increasing the focus of wedding product promotions and making more attractive promotions, WO (Weaknesses Opportunities) adding a variety of wedding packages, WT (Weaknesses Threats) Maximizing promotions that have been carried out by conducting research on similar companies related to promotions, promotional media and prices.