Innovative Teaching Methods for Delivering Islamic Financial Literacy to Middle School Students

Naila M Tazkiyyah; Didin Hafidhuddin; Ibdalsyah Ibdalsyah; Hendri Tanjung

doi:10.55927/fjmr.v3i12.12340

Authors

Naila M Tazkiyyah Universitas Ibn Khaldun Bogor
Didin Hafidhuddin Universitas Ibn Khaldun Bogor
Ibdalsyah Ibdalsyah Universitas Ibn Khaldun Bogor
Hendri Tanjung Universitas Ibn Khaldun Bogor

DOI:

https://doi.org/10.55927/fjmr.v3i12.12340

Keywords:

Education, Innovative, Islamic Financial Literacy, Middle-School Student, Teaching Methods

Abstract

The poor financial management among Indonesian society confirms the suboptimal financial literacy rate in the country. With the majority of Indonesians being Muslims, and considering that Islam involves numerous acts of worship requiring financial assets as their object, Islamic financial literacy education is crucial. A solid educational foundation begins with this understanding, motivating this research to explore teaching methods for Islamic financial literacy for elementary school-aged children. Based on qualitative research using library studies and descriptive analysis, it is found that interactive teaching methods can effectively and enjoyably deliver Islamic financial literacy materials to middle school students.

Downloads

Download data is not yet available.

References

[BPRS Amanah Ummah]. (2016). Komposisi Pembiayaan BPRS Amanah Ummah Tahun Anggaran 2013-2015. Bogor, BPRS Amanah Ummah.

[FOSSEI] Forum Silaturahmi Ekonomi Islam. (2020). Pentingkah Kurikulum Pendidikan Ekonomi Islam di tingkat Sekolah Dasar dan Menengah, Jakarta, Fossei.

[KEMENKOP] Kementerian Koperasi dan Usaha Kecil dan Menengah (2017). Perkembangan Data Usaha Mikro, Kecil, dan Menengah Tahun 2015, Unpublished.

[KEMENKOP] Kementerian Koperasi dan Usaha Kecil dan Menengah Republik Indonesia (2010). Undang-Undang Republik Indonesia Nomor 20 Tahun 2008 tentang Usaha Mikro, Kecil, dan Menengah. Jakarta, KEMENKOP.

[OJK] Otoritas Jasa Keuangan. (2016). Statistik Perbankan Syariah. Komposisi Pembiayaan yang Diberikan BPRS di Indonesia. Jakarta, OJK.

Ahiawodzi, A.K. & Adade, T.C. (2012). Access to credit and growth of small and medium scale enterprises in the Ho Municipality of Ghana. British Journal of Economics, Finance, and Management Science, 6(2), 34-51.

Akoten, J.E., Sawada, Y. & Otsuka, K. (2006). The determinants of credit access and its impact on micro and small enterprises: The case of garment producers in Kenya. Economic Development and Cultural Change Journal, 54(4), 927-943.

Anggraeni, L., Puspitasari, H., Ayubbi, S.E. & Wiliasih, R. (2015). Akses UMKM terhadap pembiayaan mikro syariah dan dampaknya terhadap perkembangan usaha: Kasus BMT Tadbiirul Ummah, Kabupaten Bogor. Jurnal Al-Muzara’ah, 1(1), 56-67. Tersedia pada: doi: 10.29244/jam.1.1.56-67.

Bertrand, M., Mullainathan, S., & Shafir, E. (2006). Behavioral economics and marketing in aid of decision making among the poor. Journal of Public Policy & Marketing, 25(1), 8– 23. https://doi.org/10.1509/jppm.25.1.8

Brown, Alexandra, et al. 2014. State Mandated Financial Education and the Credit Behavior of Young Adults. Finance and Economics Discussion Series Divisions of Research Statistics and Monetary Affairs Federal Reserve Board Working Paper 2014-68.

Cole, S., & Shastry, G. K. (2010). Is High School the Right Time to Teach Savings Behavior? The Effect of Financial Education and Mathematics Courses on Savings.

Depdiknas, Undang-undang RI Nomor 20 Tahun 2003 tentang SISDIKNAS (Jakarta: Weprees.

Hakim, A.A. (2011). Fiqih Perbankan Syariah Transformasi Fiqih Muamalah ke dalam Peraturan Perundang-Undangan. Bandung, Refika Aditama.

Heckman, J. J. (2000). Policies to foster human capital. Research in Economics, 54(1), 3–56. https://doi.org/10.1006/reec.1999.0225

Hill, A. and Meszaros, B. 2011. Status of K-12 Personal Finance Education in the US. Journal of Consumer Education, 28, 1-15. Retrieved from http://www.cefe.illnois.edu/JCE/archives/vol28.html. http://www.federalreserve.gov/pubs/feds/2014/201468/201468pap.pdf.

J. Reuter, m. Ferreira dias, m. Amorim, m. Madaleno, e. Vieira, d. Magueta (2021) is game-based learning effective in promoting financial literacy? Opportunities and challenges, inted2021 proceedings, pp. 6601-6610.

Mandell, L., & Klein, L. S. (2009). The impact of financial literacy education on subsequent financial behavior. Journal of Financial Counseling and Planning, 20(1), 15–24.

Mandell, Lewis and Kermit, Hanson. 2009. The Impact of Financial Education in High School and College on Fianncial Literacy and Subsequent Financial Decision Making. Presented at the American Economic Association Meetings in San Fransisco. Retrieved from http://www.acaweb.org/assa/2009/retrieve.php?pdfid=507.

Meszaros, Bonnie T & Suiter, Mary C. 2016. The Changing Landscape of K-12 Personal Finance Education: Part of Financial Literacy Education. CRC Press. Florida.

Muhammad. (2005). Bank syariah problem dan prospek perkembangan di Indonesia. Yogyakarta, Graha Ilmu.

Nawawi, I. (2012). Fikih Muamalah Klasik dan Kontemporer. Bogor, Ghalia Indonesia.

OECD. (2012). PISA 2012 Results: Students and Money: Financial Literacy Skills for the 21st Century. OECD.

Personal Finance Research Centre. (2008). Evidence of impact: An overview of financial education evaluations (Consumer Research No. 68). Financial Services Authority.

Rachman, L.H. (2014). Dampak pembiayaan syariah terhadap profitabilitas usaha mikro pada nasabah bank perkreditan rakyat syariah harta insan karimah kecamatan ciledug kota tangerang. [skripsi]. Bogor, Institut Pertanian Bogor.

Salamah, S.S.(2015). Analisis pengaruh pembiayaan ijarah terhadap perkembangan UMKM (studi kasus BPR Syariah Amanah Ummah Leuwiliang Kabupaten Bogor) [skripsi]. Bogor, Institut Pertanian Bogor.