Efforts for Legal Protection for Customers If Damaged and Loss of Collateral Items Pawned at PT. Pegadaian (Persero) Cikampak Branch

Amal Rejeki  Dabutar; Anita Janu  Septi; Intan  Zuhra; Rinca Eklesia  Siringoringo

doi:10.55927/fjmr.v2i5.4159

Authors

Amal Rejeki Dabutar Universitas Negeri Medan
Anita Janu Septi Universitas Negeri Medan
Intan Zuhra Universitas Negeri Medan
Rinca Eklesia Siringoringo Universitas Negeri Medan

DOI:

https://doi.org/10.55927/fjmr.v2i5.4159

Keywords:

Legal Protection, Responsibility, Pawnshops, Customers

Abstract

The purpose of this research is to analyze the accountability of PT. Pegadaian (Persero) in the event of damage and loss of mortgage collateral and analyzes the legal remedies that can be taken by the customer in the event of default. Research conducted at PT. Pegadaian (Persero) Cikampak Branch. Methods of data analysis using descriptive qualitative. The results showed that PT. Pegadaian (Persero) Cikampak Branch is responsible in the event of a loss and default experienced by the customer on the collateralized goods as long as the collateral is still under the supervision of the pawnshop. The legal remedy that can be taken is to resolve disputes through deliberation and mediation by providing compensation on the condition that the customer still has a proof of pledge of the pawned goods.

Downloads

Download data is not yet available.

References

Adjie, H. (2015). PERLINDUNGAN HUKUM BAGI PEMILIK OBJEK GADAI ATAS PELELANGAN OBJEK GADAI. Jurnal Hukum Bisnis Vol 1 No.1 April.

Hapsari, R. S. (2016). PERLINDUNGAN HUKUM TERHADAP NASABAH DALAM HAL TERJADI KERUSAKAN ATAU KEHILANGAN BARANG JAMINAN DI PT. PEGADAIAN (PERSERO) KOTA MADIUN. Jurnal Repertorium Volume III No. 2 Juli-Desember.

Islami, M., Iman, C. H., & Zubaedah, R. (2021). Aspek Hukum atas Rusaknya Barang Jaminan di PT. Pegadaian (Persero) dan Perlindungan Hukumnya. Humani (Hukum dan Masyarakat Madani) Volume 11 No. 1 Mei , 193-206.

Mas Sanggih Suari, N. P. (2019). Perluasan Pengaturan Gadai Setelah Dikeluarkannya Peraturan Otoritas Jasa Keuangan Tentang Usaha Pergadaian. ACTA COMITAS Jurnal Hukum Kenotariatan Vol. 4 No. 1 April, 11-21.

Suheri, A. (2020). PERLINDUNGAN HUKUM BAGI NASABAH PERUSAHAAN PEGADAIAN. Morality : Jurnal Ilmu Hukum Desember 2020, Volume 6 Nomor 2.

Peraturan Perundang-Undangan

Peraturan Otoritas Jasa Keuangan Nomor: 31 / POJK.05 / 2016 tentang Usaha Pergadaian (POJK Usaha Pergadaian) Lembaran Negara Republik Indonesia Tahun 2016 Nomor 152.

FAQ. Peraturan Otoritas Jasa Keuangan Nomor 31/POJK.05/2016 Tentang Usaha Pergadaian.