MELTARINI. Financial Literacy and Financial Technology: Factors Influencing Increased Financial Inclusion in Communities in Sumedang Regency. Formosa Journal of Sustainable Research, [S. l.], v. 3, n. 5, p. 991–1002, 2024. DOI: 10.55927/fjsr.v3i5.9077. Disponível em: https://journal.formosapublisher.org/index.php/fjsr/article/view/9077. Acesso em: 27 apr. 2026.