An Evaluation of the Implementation of Reschedule Policy in Portfolio at Risk (PAR) Control at PT. PNM Mekaar Regional Blitar
DOI:
https://doi.org/10.55927/fjss.v2i3.5471Keywords:
PAR, Policy, ReschedulingAbstract
Troubled financing at PT. PNM Mekaar Regional Blitar can occur due to internal factors and external factors. Internal factors are factors that come from within the company itself, such as weak analysis and supervision of customer financing. External factors are factors that are beyond the control of the company's management, such as the character of untrustworthy customers and natural disasters. The implementation of a rescheduling policy for customers with problems is expected to control the PAR value. Based on the phenomena that occur, researchers conduct research on evaluating the application of rescheduling policies in controlling PAR values. This study uses a descriptive qualitative approach. Sources of data used in this study consisted of primary data and secondary data. Data collection was obtained through observation, interviews and documentation. Data analysis through three paths: data reduction, data presentation, conclusion and verification
Downloads
References
AB Susanto. 2014. Manajemen Strategik Komprehensif untuk Mahasiswa dan Praktisi. Jakarta : Penerbit Erlangga
Abdullah, Thamrin, and Francis Tantri. (2012). Manajemen Pemasaran. PT Raja Grafindo Persada : Jakarta.
A., Morissan M. Et al., (2017). Metode Penelitian Survei. Jakarta: Kencana
Anderson, J. E. 1984. Pembuatan Kebijakan Publik. YogyAkarta: Pustaka Pelajar
Andrianto. dkk. (2019). Manajemen Bank. Surabaya: CV. Penerbit Qiara Media
Arifin, Imron (1996.). Penelitian Kualitatif. Bandung : Kalimasahadah Press.
Ambarsita, L. (2014). Analisis penanganan kredit macet. Manajemen Bisnis,
Ahmad, Tanzeh. (2011). Metodologi Penelitian Praktis, Teras,Yogyakarta
Arikunto, Suharsimi (2010.). Prosedur Penelitian; Suatu Pendekatan Praktik, Jakarta:Rhineka Cipta,
Badan Pusat Statistik . (2020). Ekonomi Indonesia Triwulan II 2020 Turun 5,32 Persen. Jakarta: Badan Pusat Statistik.
Burhan, Bungin. (2017). Metode Penelitian Kualitatif komunikasi Ekonomi dan Kebijakan Publik Serta Ilmu-Ilmu Sosial Lainnya. Jakarta :Kencana
Djuanda, Gustian (2021):. "Fungsi-Fungsi Manajemen." Dasar Ilmu Manajemen 59.
Gitman, L. (2012). Principles of Managerial Finance, 13th Edition Addison, Wesley. Global Edition.
G.R Terry (2010: 16) The Management Of Human Resource Development Based On The Action,Planning, Organizing, And Controling. JurnalManajemen, 10(2), pp. 129-142.
Horne, Van & Wachowicz, Jr. (2012) Horne, Van & Wachowicz, Jr. 2012. Financial Management. Terjemahan Quratul’ain Mubarakah. Edisi Ketigabelas. Jakarta: Salemba Empat.
Hendrojogi. (2007). Koperasi Asas-Asas, Teori dan Praktik. Jakarta : PT. Grafindo Persada
Hariyani, Iswi (2010). Restrukturi & Penghapus Kredit Macet. Jakarta: PT. Elex Media Komputindo.
Horne, Van & Wachowicz, Jr. 2012. Financial Management. Terjemahan Quratul’ain Mubarakah. Edisi Ketigabelas. Jakarta: Salemba Empat.
Ika Masruroh dkk (2021 juni) PERAN PEMERINTAH DALAM MENGATASI DAMPAK PANDEMI COVID-19BAGI UMKM DI INDONESIA. jurnal ekonomi syariah - bajang journal
Iskandar (2009). Metodologi Penelitian Kualitatif. Cet Ke-1. Jakarta: Gaung Persada Press.
Ismail. 2010. Manajemen Perbankan Dari Teori Menuju Aplikasi. Jakarta: Kencana.
Kementrian Keuangan. 1972. Surat Keputusan Menteri Keuangan No 38/MK/IV/1972.
Lester, James P, Stewart, Joseph, (2000), Public Policy An Evolutionary Approach, Wadsworth, Stamford, USA.
Muhammad. (2005). Manajemen Bank Syariah. Yogyakarta: UPP AMPYKPN
Moleong, Lexy J .( 2004). Metodologi Penelitian Kualitatif. Bandung: PT. Remaja Rosdakarya.
Miles, Mattew B dan Amichael Huberman. (2007). Analisis Data Kualitatif Buku Sumber tentang Metode-Metode Baru. Terjemahan Tjetjep Rohendi Rohisi. Jakarta: Universitas Indonesia
Oey Liang Lee, Appley. 2010. Pengertian Manajemen. Yogyakarta: Balai Pembinaan Administrasi. UGM.
Prakarsa, R. A., & Setiawan, S. (2018, October). Pengaruh Profitabilitas, Leverage, Dan Ukuran Perusahaan Terhadap Praktik Perataan Laba (Studi Pada Perusahaan Keuangan Sub Sektor Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2015–2017). In Prosiding Industrial Research Workshop and National Seminar (Vol. 9, pp. 719-727).
Robbins, Stephen P. and Mary Coulter. (2012).Management, Eleventh Edition, (United States of America: Pearson Education Limited).
Rusydah Bariroh dkk (2022). “Implementasi Rescheduling, Reconditioning Dan Restructuring Sebagai Upaya Penyelesaian Pembiayaan Bermasalah Pada Masa Pandemi Covid-19 Di BRI Syariah KCP Mojosari.” Jurnal Ekonomi Syariah 7, no. 1.
Samodra Wibawa, 1994, Kebijakan Publik :Proses dan Analisis, Cet.Ke-1, Jakarta: Intermedia
Sule, Ernie Tisnawati, and Kurniawan Saeful (2019.). Pengantar manajemen. Prenada Media,
Sugiyono. (2016). Metode Penelitian Pendidikan Pendekatan Kuantitati,Kualitatif, dan R&D. Bandung: Alfabeta
Sutrisno, 2003, Manajemen Keuangan: Teori, Konsep dan Aplikasi, Edisi Pertama, Cetakan Ketiga, Ekonisia, Yogyakarta.
Tulus T.H Tambunan, (2009), UMKM di Indonesia, Ghalia Indonesia ,Bogor
Veithzal Rivai, dan Andrian Permata. (2006). Credit Management Handbook, Teori, Konsep, Prosedur Aplikasi Panduan Praktis
Wangsawidjaja, 2010. Pembiayaan Bank Syariah, PT Gramedia Pustaka utama: Jakarta.
Winarno, B. 2008. Kebijakan Publik, Teori dan Proses. Jakarta: PT Buku Kita.
Zainal Asikin, (2016). Pengantar Hukum Perbankan Indonesia, Jakarta: Rajawali Pers
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Tutik Hidayati, A. Dewantoro Marsono
This work is licensed under a Creative Commons Attribution 4.0 International License.
