Analysis of Implementation of Credit Risk Management in Management Micro Business Financing at PT. Permodalan Nasional Madani Ulamm Balikpapan

Syafri Rinansyah

doi:10.55927/ijabm.v2i4.5316

Authors

Syafri Rinansyah Sekolah Pascasarjana Institut Keuangan, Perbankan dan Informatika Asia Perbanas

DOI:

https://doi.org/10.55927/ijabm.v2i4.5316

Keywords:

Analysis, Risk Management, Microfinance, PNM

Abstract

This study aims to analyze how the implementation of management risks in micro business financing at PT Permodalan Nasional Madani ULaMM Balikpapan so that it can be known the extent of risk management that has been owned company to deal with existing risks. The results of this study indicate that the risk of late installment payments financing until unable to pay off its obligations is a credit risk faced by the company, but the company has prepared risk management In dealing with these risks, there are stages of pre- and post-risk management risks owned by the company in order to face risks that occur or will occur with the aim of minimizing the losses experienced by the company carried out properly in accordance with the standard financing procedures that are owned company, from identifying each risk to controlling it so that every risk that occurs can be overcome by the company

Downloads

Download data is not yet available.

References

Guntara, I. M. A., & Griadhi, N. M. A. Y. (2019). Application of the 5C Principles as an Effort Protection Against BanksIn Channeling Credit.Kertha Semaya: Journal Legal studies, 7(8), 1-15.

Eprianti, N. (2019). Application of the 5C Principles to the Level of Non-Performing Financing (Npf). Amwaluna: Journal of Islamic Economics and Finance, 3(2), 252-266.

Halim, A. (2020). The Effect of Growth of Micro, Small and Medium Enterprises on District Growth

Mamuju. JournalScientific Development Economics, 1(2).

Jauhari, J. (2010). Small and Medium Enterprises (UKM) Development Efforts with Memanfaatkan E-Commerce. Jurnal Sistem Informasi (JSI), 2(1).

Moleong, L.J. (2018). Qualitative Research Methodology. Bandung: Youth PT Rosdakarya.

Mulyadi, M. (2015). Financial management.

Madjid, S. S. (2018). HandlingFinancing Having trouble with the Sharia Bank.Journal Sharia Economic Law, 2(2), 95-109.

Hapsari, R. (2022). Application of the 3r Principles (Restructuring,Rescheduling, Reconditioning) In the Implementation of the Financial Services Authority Regulation Number 11/Pojk. 03/2020 Concerning National Economic Stimulus as a Countercyclical Impact Policy Spread of Coronavirus Disease 2019." DharmasrayaJournal of Masters Programs FHUI law, 1(4), 33