International Journal of Asian Business and Management https://journal.formosapublisher.org/index.php/ijabm <p>The <strong>International Journal of Asian Business and Management (IJABM)</strong> aims to provide an international platform for disseminating the practices of Asian business in a timely and in-depth analysis of globalization and sustained development with a focus mainly on Asian business practices. This international platform is aimed to provide a comprehensive resource for policymakers, government officials, academicians, and business practitioners. IJABM Journal publishes articles in February, April, June, August, October and December. </p> en-US admin@formosapublisher.org (Roy) admin@formosapublisher.org (Nia Dewanti Simanjuntak) Fri, 02 Aug 2024 00:00:00 +0000 OJS 3.3.0.10 http://blogs.law.harvard.edu/tech/rss 60 The Effect of Asset Structure, Bank Size, Profitability, Bank Growth, and Liquidity on Capital Structure of Islamic Banking in Indonesia https://journal.formosapublisher.org/index.php/ijabm/article/view/10706 <p>This research investigates how different factors such as asset structure, bank size, profitability, bank growth, and liquidity affect the capital structure of Islamic (Sharia) banking in Indonesia. The study focuses on Sharia banks listed on the Indonesian Stock Exchange (BEI) and analyzes data from 3 selected companies using purposive sampling and their monthly reports. The research uses Structural Equation Modeling (SEM) with the SmartPLS program for data analysis. The findings show that asset structure and profitability have a significant impact on the capital structure, while bank size, bank growth, and liquidity do not. The results also reveal that asset structure affects capital structure positively, where an increase in asset structure will also increase capital structure, while profitability affects capital structure negatively, where an increase in profitability will decrease capital structure</p> Cut Sara Dara Meutia, Faisal, A. Sakir Copyright (c) 2024 Cut Sara Dara Meutia, Faisal, A. Sakir https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10706 Fri, 30 Aug 2024 00:00:00 +0000 The Effect of LDR, NPL, and NIM on Profitability in Conventional Commercial Banks on IDX https://journal.formosapublisher.org/index.php/ijabm/article/view/10151 <p>Banks are monetary mediators whose work is to gather reserves from the open and convey these reserves to the open. Banks must generate profits from the primary and supporting activities to ensure long-term sustainability and optimize profitability. This study aims to analyze the effect of Loan Deposit Ratio (LDR), Non-Performing Loan (NPL), and Net Interest Margin (NIM) on profitability proxied by the ROA ratio. This research is quantitative in the form of associative. The research population is all conventional commercial banks on the Indonesia Stock Exchange during the observation year 2018-2022, totalling 43 companies. The research sample was obtained from as many as 27 companies based on purposive sampling. The data analysis technique used is panel data multiple linear regression analysis with the help of the EViews 12 program. The results showed that LDR had no significant effect on profitability. NPL has a negative and significant effect on profitability. NIM has a positive and significant effect on profitability</p> I Made Kelvin Indra Setiawan, I Made Dana Copyright (c) 2024 I Made Kelvin Indra Setiawan, I Made Dana https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10151 Fri, 30 Aug 2024 00:00:00 +0000 Sharia Economic Dispute Resolution: Case Study in the Religious Court of JAKPUS Related to Murabahah https://journal.formosapublisher.org/index.php/ijabm/article/view/10927 <p>This research aims to analyze the resolution of sharia economic disputes in case studies at the Central Jakarta Religious Court regarding Mudharabah. The method used is descriptive qualitative by studying related sources. The results of this research are that resolving sharia economic disputes related to murabahah in the Religious Courts requires a careful approach. The results of this research are that sharia economic dispute resolution provides better legal protection for the parties, and strengthens public trust in the sharia economic justice system. It is proven that the public prefers the Religious Courts which have executorial rights compared to the National Sharia Arbitration Board (BASYARNAS)</p> Mustofa Mustofa, Ustad Adil Copyright (c) 2024 Mustofa Mustofa, Ustad Adil https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10927 Fri, 30 Aug 2024 00:00:00 +0000 Can Investors Detect Real Earnings Management during COVID-19? https://journal.formosapublisher.org/index.php/ijabm/article/view/10664 <p>The objective of this study is to examine if investors are able to identify real earnings management during the COVID-19 crisis by assessing the impact of real earnings management on the firm value. This analysis uses 2020–2022 data from Indonesia Stock Exchange (BEI)-listed manufacturing companies. This study used purposive sampling to collect data from 153 companies, yielding 459 observations that met the criteria. Using multiple linear regression, this study finds that investors are able to identify real earnings management within the COVID-19 pandemic. Nevertheless, empirical evidence demonstrates that profitability exerts a detrimental impact on firm value. This study is among the initial investigations examining the impact of real earnings management on the firm value during the COVID-19 crisis</p> Fernando Timotius, Astrid Rudyanto Copyright (c) 2024 Fernando Timotius, Astrid Rudyanto https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10664 Fri, 30 Aug 2024 00:00:00 +0000 The Importance of Using SWOT Analysis in Business Success https://journal.formosapublisher.org/index.php/ijabm/article/view/10857 <p>The SWOT analysis is a strategic planning tool that helps businesses identify their strengths, weaknesses, opportunities, and threats. This article explores the importance of SWOT analysis in achieving business success. Through a comprehensive literature review, it examines the role of SWOT analysis in strategic planning, decision-making, and organizational growth. The methodology includes a review of case studies and empirical data from various industries. The findings highlight how SWOT analysis aids in aligning strategies with market dynamics and enhancing competitive advantage. The discussion delves into the practical implications and limitations of SWOT analysis, concluding with recommendations for its effective use in business strategy formulation</p> Belal Dahiam Saif Ghaleb Copyright (c) 2024 Belal Dahiam Saif Ghaleb https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10857 Fri, 30 Aug 2024 00:00:00 +0000 Accountings Implemented Evaluation on UMKM in Supporting Industrialization Program Bright NTB https://journal.formosapublisher.org/index.php/ijabm/article/view/10548 <p>Accounting plays an essential role in upturned UMKM, since with a good accounting registry and according to accounting default already been established therefore gets helps the small enterprises in taking the right decision, water down getting a credit from creditors , and gets to provide accurate information on time. Accounting constitutes to key to seeing the financial position and effort performance measurement that can spontaneously take benefit.</p> <p>This researcher utilizes descriptive research type qualitative to analyze data and information concerning all systems and their effort activity done by UMKM NTB bases SAK EMKM. Since a large part of UMKM hasn't applied an accounting system based on SAK UMKM, therefore accounting implementation of financial statement representation for UMKM is still unclear which is with document transactions that often happen deep in its effort. SAK UMKM was applied by UMKM at NTB in particular at Mataram City in term accounting. It is caused because agents of UMKM still utterly understood the importance of SAK UMKM, it because of ignorance of SAK UMKM and its reduced socialization or training of government or UMKM supporting institute</p> Taufik Kurahman, Baiq Anggun Hilendri Lestari Copyright (c) 2024 Taufik Kurahman, Baiq Anggun Hilendri Lestari https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10548 Fri, 30 Aug 2024 00:00:00 +0000 Implementation of Effective Sports Human Resource Management Policies in Improving the Performance of Sports Organizations in the Society 5.0 Era https://journal.formosapublisher.org/index.php/ijabm/article/view/10772 <p>Current advances have created very tight competition among Central Java Petanque sports organizations, encouraging the need for extraordinary performance to support national sporting achievements. The change from the previous era to the Society 5.0 Era reflects significant evolution in the industrial revolution, technological progress and social change. In the Era of Society 5.0, the role of the Central Java Petanque sports organization is increasingly important in responding to the dynamics of social and technological change. Human resource management in the Central Java Petanque sports organization faces various challenges, such as the diversity of team members involving differences in culture, language and work styles. Therefore, implementing human resource management policies that focus on sports is very important to compete at the global level, improve sports performance, and support the achievement of national goals in Indonesia's sports achievements. This research uses descriptive qualitative methods. The research results show that its application will face dynamics and challenges regarding limited sports human resources, cultural and value differences, and dynamic flexibility. Therefore, alternative solutions are needed to deal with various problems, such as automation in increasing awareness about the value of various crocodiles, automation that leads to digitalization, as well as developing programs for the involvement of all human resources in sports</p> Kodrad Budiyono, Pipit Fitria Yulianto, Teguh Santosa, Helvi Ayu Setyorini, Firdawati Copyright (c) 2024 Kodrad Budiyono, Pipit Fitria Yulianto, Teguh Santosa, Helvi Ayu Setyorini, Firdawati https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10772 Fri, 30 Aug 2024 00:00:00 +0000 The Influence of Audit Characteristics and Company Characteristics on Audit Report Lag https://journal.formosapublisher.org/index.php/ijabm/article/view/10507 <p>This study investigates the impact of audit characteristics, including Audit Opinion, Audit Industry Specialization, and Audit Reputation, along with company characteristics such as Company Age and Financial Distress, on Audit Report Lag in non-primary consumer sector companies listed on the Indonesian Stock Exchange from 2011 to 2022. Analyzing data from 61 companies over 12 years with 732 observations, the research employs multiple linear regression analysis in EViews12. Findings reveal that collectively, audit opinion, industry specialization, audit reputation, company age, and financial distress significantly influence Audit Report Lag. Specifically, audit opinion, industry specialization, audit reputation, and financial distress exhibit a negative impact on Audit Report Lag, while company age has a positive effect. The study recommends future research to explore other sectors and include internal company variables like independent commissioners and institutional ownership for a more comprehensive analysis. The focus solely on auditor-related variables suggests avenues for broader investigations into internal company dynamic</p> Diah Kurnia Wati, Rindu Rika Gamayuni, Sudrajat Copyright (c) 2024 Diah Kurnia Wati, Rindu Rika Gamayuni, Sudrajat https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10507 Fri, 02 Aug 2024 00:00:00 +0000 The Influence of Physical Work Environment and Non-Physical Work Environment and Work Culture on Teacher Performance With Discipline as an Intervening Variable in High Schools of Paser District https://journal.formosapublisher.org/index.php/ijabm/article/view/11209 <p>This research aims to determine the influence of the physical work environment and non-physical work environment as well as work culture on teacher performance with discipline as an intervening variable at the Paser District Public School. The research design used in this research is descriptive quantitative. The population in this study were all teachers who taught at Paser Regency State High Schools in the Batu Sopang District area with a total of 133 people. The sampling technique used in this research used a purposive sampling technique. The results of the research show that there is an influence of the physical work environment on teacher performance with a P Value of 0.003, there is no influence of the non-physical work environment on teacher performance with a P Value of 0.028, there is a significant influence of work culture on teacher performance with a P Value of 0.023, there is a significant influence between work discipline on teacher performance with a P Value of 0.000, there is a significant influence between the physical work environment on performance through work discipline with a P Value of 0.007, there is a significant influence between the non-physical work environment on performance through work discipline and P value is 0.042, there is a significant influence between work culture on performance through work discipline with a P value of 0.023</p> Elli Rahmawati, Ratno Purnomo, Meirani Harsasi Copyright (c) 2024 Elli Rahmawati, Ratno Purnomo, Meirani Harsasi https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/11209 Sat, 07 Sep 2024 00:00:00 +0000 Integration of Team Performance, Emotional Intelligence, and Human Resource Management Practices: A Systematic Review https://journal.formosapublisher.org/index.php/ijabm/article/view/10760 <p>In this article, we will discuss how to combine team performance with emotional intelligence and use human resource management practices in an increasingly competitive globalization situation. Research data was collected through trusted journal databases such as Scopus and Google Scholar to ensure broad and relevant literature coverage. You can search for literature using Publish or Perish (POP) applications and enter keywords relevant to the research subject. In order to gain a more holistic understanding of the research subject, data collection involved combined methods using quantitative and qualitative analysis. In the current era of globalization, the level of productivity and sustainability of an organization can be improved through teams that work effectively, have good emotional intelligence skills, and implement optimal human resource management practices. The importance of this Research is highly visible in increasing understanding of the relationship between these factors and how they affect business today</p> Anacleto Roberto Carolina Soares, Francisco Martins Da Silva, Frasto Biyanto, Miswanto Miswanto, Wing Wahyu Winarno Copyright (c) 2024 Anacleto Roberto Carolina Soares, Francisco Martins Da Silva, Frasto Biyanto, Miswanto Miswanto, Wing Wahyu Winarno https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10760 Fri, 30 Aug 2024 00:00:00 +0000 The Role of Brand Image Mediates the Effect of Product Quality on Repurchase Intention https://journal.formosapublisher.org/index.php/ijabm/article/view/10282 <p>Repurchase deliberate may be a consumer's purposeful to purchase a item based on encounter from acquiring and utilizing the past item. A few variables that can cultivate repurchase eagerly are brand picture and item quality. This ponder pointed to clarify the part of brand picture in interceding the impact of item quality on repurchase eagerly among customers of Kulo Coffee Shop. This investigate was conducted in Denpasar City; the number of tests in this consider was 120 respondents utilizing the purposive inspecting strategy. Information collection was carried out by conveying surveys offline and online. The information investigation strategies utilized are way examination, Sobel test and VAF test. Based on the comes about of the examination, this ponder appears that item quality features a positive and significant impact on repurchase purposeful, item quality incorporates a positive and noteworthy impact on brand picture, brand picture includes a positive and critical impact on repurchase deliberate, brand picture emphatically and altogether intercedes the impact of item quality on repurchase purposeful</p> Ni Putu Atik Ekayani, Tjokorda Gde Raka Sukawati, Ni Nyoman Kerti Yasa Copyright (c) 2024 Ni Putu Atik Ekayani, Tjokorda Gde Raka Sukawati, Ni Nyoman Kerti Yasa https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10282 Fri, 30 Aug 2024 00:00:00 +0000 Psychological Capital and Innovative Behavior: Examining the Mediating Role of Organizational Support https://journal.formosapublisher.org/index.php/ijabm/article/view/10940 <p>This study examines the influence of psychological capital on innovative behavior of managerial level employees of star rated hotels in Kathmandu valley emphasizing the mediating role of organizational support. To achieve the stated objectives, descriptive and casual comparative research design was used. The data were collected from the primary source using a structured questionnaire administered through convenience sampling technique. The respondents comprised 205 managerial level employees working in different departments of star hotels in Kathmandu, Nepal. The Process macro 4 Hayes, (2022) was used for analyzing the structural relationships among the constructs. The findings reveal that psychological capital has no significant effect on innovative behavior of employees. Furthermore, the study finds that organizational support mediates the relationship between psychological capital and innovative which may be achieved by providing resources, encouragement, and a conducive environment. This study highlights the mediating role of organizational support to enhance the innovative behavior of employees. The outcomes of the study explore how organizational support mediates the relationship between Psychological Capital and innovative behavior, providing new insights into the mechanisms that drive innovation in the workplace. The findings can help managers fostering strong organizational support which significantly enhance the innovative behavior of employees. Managers should focus on creating a supportive work environment that nurtures employees' psychological capital to drive innovation and maintain a competitive edge. To enhance the generalizability of this research, it would be beneficial to include a larger sample size, particularly from larger companies. Expanding the study to include international perspectives and utilizing a mixed-method approach could also provide deeper insights to the study</p> Dhruba Prasad Subedi, Dilli Ram Bhandari Copyright (c) 2024 Dhruba Prasad Subedi, Dilli Ram Bhandari https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10940 Fri, 30 Aug 2024 00:00:00 +0000 Firm Value Model in Pharmaceutical Companies https://journal.formosapublisher.org/index.php/ijabm/article/view/10679 <p>This study intends to investigate and fill the knowledge vacuum among academics about the issue wherein leverage is not given priority as a risk factor in relation to institutional ownership and the availability of firm liquidity. Furthermore, investors in the capital market do not perceive leverage to be a major factor. This study uses a quantitative methodology, focusing on chemical businesses listed on the Indonesia Stock Exchange (IDX) over a ten-year period. It does this by using a multiple regression analysis method using panel data. Five companies were chosen through the use of a purposive sampling strategy. Through the use of leverage as an intervening variable, the study aims to maximize Firm Value. Two research models are combined into one, with each passing through different phases of testing for model selection, such as the Lagrange Multiplier, Hausman, and Chow tests. The results of the first model show that while liquidity affects leverage, ownership structure has no effect on it. In the second model, liquidity successfully explains the relationship between ownership structure and firm value. Furthermore, the impact on firm value is not mediated by leverage as an intervening variable. It is expected that these results will function as a roadmap for publicly traded corporations seeking to increase their Firm Value</p> Erion, Lili Purnama Sita, Yuli Zain Copyright (c) 2024 Luqman Hakim, Erion, Lili Purnama Sita, Yuli Zain https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10679 Tue, 03 Sep 2024 00:00:00 +0000 The Influence of Job Involvement, Leader Member Exchange (LMX), and Emotional Intelligence on Employee Performance Through Organizational Commitment at Serambi Indonesia https://journal.formosapublisher.org/index.php/ijabm/article/view/10916 <p>A mass media organization's ability to succeed is largely dependent on its workforce. Excessive job targets encourage productivity and follow rules, which can cause feelings to rise and negatively impact performance and relationships among coworkers. Through organizational commitment at the Serambi Indonesia office, the goal of this research is to ascertain the impact of job involvement, LMX (Leader-Member Exchange), and emotional intelligence on staff performance. Questionnaires are used to gather data for this quantitative study design. 62 Serambi Indonesia workers make up the sample. Probability sampling is the sample method employed. Using the SmartPLS application as assistance, data analysis techniques include the outer and inner models. As demonstrated by the findings, job participation significantly and favorably affects organizational commitment and worker performance. Performance and organizational commitment from employees are unaffected by LMX. On organizational commitment, emotional intelligence has a favorable and substantial impact. There is no relationship between emotional intelligence and worker performance. Employee performance is significantly and favorably impacted by organizational commitment. Through organizational commitment, work involvement and emotional intelligence impact performance. Organizational commitment made by LMX has no effect on worker performance</p> T. Nasharul Julianda, Hafasnuddin, T. Meldi Kesuma Copyright (c) 2024 T. Nasharul Julianda, Hafasnuddin, T. Meldi Kesuma https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10916 Fri, 30 Aug 2024 00:00:00 +0000 The Role of Country Origin and Product Knowledge in Wuling Electric Car Purchase Decision in Indonesia https://journal.formosapublisher.org/index.php/ijabm/article/view/10565 <p>In today's competitive marketing landscape, understanding factors influencing consumer purchase decisions is crucial. This study examines the impact of country-of-origin image and product knowledge on the purchasing decisions for Wuling electric vehicles in Indonesia. Employing a descriptive quantitative approach with a sample of 104 respondents, the research uses literature reviews and questionnaires to gather data. Multiple linear regression analysis reveals that both country-of-origin image and product knowledge significantly affect purchasing decisions, with positive coefficients indicating their substantial influence. Specifically, a favorable perception of China's technological advancements and product quality, alongside strong product knowledge, plays a vital role in shaping consumer choices. The findings suggest that Wuling should focus on enhancing its country image and leveraging social media to increase brand awareness. Future research could expand to include additional variables and countries for a broader understanding of purchase decision factors</p> Ahmad Syaugi Al Gifary, Mahrinasari MS, Nuzul Inas Nabila Copyright (c) 2024 Ahmad Syaugi Al Gifary, Mahrinasari MS, Nuzul Inas Nabila https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10565 Fri, 02 Aug 2024 00:00:00 +0000 Management of Sports and Recreation Centers in Karanganyar District Through Knowledge Based Worker-Based Sports Human Resources Development https://journal.formosapublisher.org/index.php/ijabm/article/view/10773 <p>This research aims to explore innovation in management through the development of knowledge-based sports human resources in the sports and recreation center of Karanganyar Regency. The main focus of this study is on the development of knowledge-based sports human resources (knowledge-based workers). In the corporate context, the development of sports human resources should involve several important aspects, including participation in training, mandatory learning, training to improve skills relevant to various modern positions, as well as providing a broad career path and competency development. In addition, performance and competency assessment as well as effective communication in providing feedback are also an integral part of this process. Knowledge-based development is considered a fundamental requirement for achieving sustainable competitive advantage. This underlines the important role of professional intellect in creating value and profits for sports and recreation centers to face business competition. The concept of professional intellect is implemented at four levels, namely cognitive knowledge (professional intellect), skill improvement (advanced skills), system understanding (system understanding), and self-motivated creativity (self-motivated creativity)</p> Zandra Dwanita Widodo, Achmad Choerudin, Atik Lusia, Dwinanda Ripta Ramadhan, Nabila Afrannida Kultsum Copyright (c) 2024 Zandra Dwanita Widodo, Achmad Choerudin, Atik Lusia, Dwinanda Ripta Ramadhan, Nabila Afrannida Kultsum https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10773 Fri, 30 Aug 2024 00:00:00 +0000 The Influence of Brand Image, Product Design, and Price on Purchasing Decisions for Nike Shoes in Denpasar City https://journal.formosapublisher.org/index.php/ijabm/article/view/10510 <p>This consider points to decide the impact of brand picture, item plan and cost on acquiring choices. The area of this inquire about is in Denpasar City. The information collection method utilized was a survey. The populace employments Nike brand shoe items, with a test of 105 respondents. The data analysis techniques used are Descriptive Statistical Analysis, Data Instrument Test, Classical Assumptions, Multiple Linear Regression, F, t, Determination and Beta Coefficient. Based on the comes about of the think about, it was gotten that brand picture incorporates a positive and significant impact on obtaining choices, item plan incorporates a positive and noteworthy impact on acquiring choices, and cost incorporates a positive and critical impact on obtaining choices, brand picture, item plan and cost have a positive and noteworthy impact on obtaining choices. Suggestions that can be given by researchers are that it is hoped that Nike will always maintain the quality of the products offered, increase the variety of designs, so that later it will have products with a variety of designs, make more affordable pricing policies and add types of shoes, so that later it will have complete types of shoes</p> Ni Wayan Jeni Kursita Yanti, I Gst. A. Kt. Gd. Suasana Copyright (c) 2024 Ni Wayan Jeni Kursita Yanti, I Gst. A. Kt. Gd. Suasana https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10510 Fri, 30 Aug 2024 00:00:00 +0000 Orientation and Training of Human Resources in Sports Organizations https://journal.formosapublisher.org/index.php/ijabm/article/view/10770 <p>In the process, sports human resource management is closely related to procurement, training, evaluation, compensation, work relations, health, security and justice for individuals in an organization. Human resources in the field of sports play a very important role in the management of sports organizations to manage and create effective, efficient and systematic performance that supports the needs of sports people and creates conditions that enable these human resources to make optimal contributions to sports organizations. To create human resources in the field of sports that are superior in intellectual, moral, spiritual, competitiveness and professionalism aspects, good human resource management capabilities are needed through training and application of operational principles and functions. Orientation and training are very important in the organization's operational processes to develop human resource capabilities in the sports sector</p> Fatkhul Imron, Teguh Santosa, Risa Agus Teguh Prawobo, Kodrad Budiyono, Dina Yuli Puspita, Nida Padang Haura, Bintang Qori Az Zahra Copyright (c) 2024 Fatkhul Imron, Teguh Santosa, Risa Agus Teguh Prawobo, Kodrad Budiyono, Dina Yuli Puspita, Nida Padang Haura, Bintang Qori Az Zahra https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10770 Fri, 30 Aug 2024 00:00:00 +0000 The Effect of JULO on the Well-Being of Grab Drivers in Malang City https://journal.formosapublisher.org/index.php/ijabm/article/view/10502 <p>This study aims to analyze the impact of online loans on the welfare of GRAB drivers in Malang City. Using a quantitative approach, data were collected through a survey of 45 drivers who met specific criteria, such as being single and having taken out a loan with JULO within the past year. The analysis reveals that online loans have a significant impact on the welfare of GRAB drivers. However, the study finds that while online loans can provide financial benefits to drivers, their overall impact on welfare is limited. This indicates that driver welfare is influenced not only by access to online loans but also by other more significant factors. Therefore, policies and programs designed to enhance driver welfare should consider broader factors such as job stability, adequate income, and access to social services</p> Felik Sad Windu Wisnu Broto, Sandyka Rama Wijaya Copyright (c) 2024 Felik Sad Windu Wisnu Broto, Sandyka Rama Wijaya https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/10502 Tue, 03 Sep 2024 00:00:00 +0000 Accountability Analysis of Village Fund Allocation Management (ADD) Based on Minister of Home Affairs Regulation No. 20 of 2018 in Kalasey One Village, Mandolang District https://journal.formosapublisher.org/index.php/ijabm/article/view/11116 <p>The purpose of this study is to evaluate the level of accountability in managing the village fund allocation in Kalasey Satu Village, Mandolang District, starting from the stages of planning, implementation, administration, reporting, and accountability. This study in Kalasey Satu Village employed descriptive qualitative research methods. The data utilized in this study is derived from the Village Revenue and Expenditure Budget. The findings indicate that the management of the village fund allocation in Kalasey Satu Village, Mandolang District demonstrates a high level of accountability across the stages of planning, implementation, administration, reporting, and accountability</p> Hanna E. C. Pelleng, Jenny Morasa, Peter M. Kapojos Copyright (c) 2024 Hanna E. C. Pelleng, Jenny Morasa, Peter M. Kapojos https://creativecommons.org/licenses/by/4.0 https://journal.formosapublisher.org/index.php/ijabm/article/view/11116 Fri, 30 Aug 2024 00:00:00 +0000