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  <front>
    <journal-meta>
      <journal-id journal-id-type="publisher-id">IJAR</journal-id>
      <journal-title-group>
        <journal-title>Indonesian Journal of Advanced Research</journal-title>
      </journal-title-group>
      <issn pub-type="epub">2986-0768</issn>
      <publisher>
        <publisher-name>Formosa Publisher</publisher-name>
      </publisher>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="doi">10.55927/ijar.v4i7.15015</article-id>
      <title-group>
        <article-title>The Effect of Career Development on Turnover Intention Mediated by Job Satisfaction (A Study on Employees of PT. BPR Bali Dananiaga)</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="author" corresp="yes">
          <name>
            <surname>Sugiantari</surname>
            <given-names>Ni Putu Ayu</given-names>
          </name>
          <aff>Universitas Udayana</aff>
          <email>sugiantariayu27@gmail.com</email>
        </contrib>
        <contrib contrib-type="author">
          <name>
            <surname>Rahyuda</surname>
            <given-names>Agoes Ganesha</given-names>
          </name>
          <aff>Universitas Udayana</aff>
        </contrib>
      </contrib-group>
      <pub-date pub-type="epub">
        <day>21</day>
        <month>07</month>
        <year>2025</year>
      </pub-date>
      <history>
        <date date-type="received">
          <day>06</day>
          <month>05</month>
          <year>2025</year>
        </date>
        <date date-type="rev-recd">
          <day>20</day>
          <month>06</month>
          <year>2025</year>
        </date>
        <date date-type="accepted">
          <day>21</day>
          <month>07</month>
          <year>2025</year>
        </date>
      </history>
      <volume>4</volume>
      <issue>7</issue>
      <fpage>1273</fpage>
      <lpage>1288</lpage>
      <abstract>
        <p>This study uses job satisfaction as a mediating variable to examine how career growth affects turnover intention. The study, which was carried out at PT. BPR Bali Dananiaga, involved 53 employees who were chosen by the census technique. Surveys and interviews were used to gather data, and path analysis was used for analysis. According to the study's findings, career growth significantly and negatively affects the intention to leave a company, whereas it significantly and favorably affects job satisfaction. The association between career advancement and turnover intention is partially mediated by job satisfaction, which also has a negative and considerable impact on turnover intention. In addition to providing insights for businesses in resolving turnover and forming future policies, this research validates the Traditional Turnover Theory.</p>
      </abstract>
      <kwd-group>
        <kwd>Turnover Intention</kwd>
        <kwd>Career Development</kwd>
        <kwd>Job Satisfaction</kwd>
        <kwd>Path Analysis</kwd>
        <kwd>PT. BPR Bali Dananiaga</kwd>
      </kwd-group>
      <permissions>
        <license>
          <ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/">http://creativecommons.org/licenses/by/4.0/</ali:license_ref>
          <license-p>This is an open-access article distributed under the terms of the Creative Commons Attribution 4.0 International License.</license-p>
        </license>
      </permissions>
    </article-meta>
  </front>

  <body>

<sec>
  <title>INTRODUCTION</title>
  <disp-quote>
    <p>The effectiveness human resource management (HRM) can support
    companies survive and face the competitive industrial challenges.
    Investing in human resources is a key factor in ensuring the
    company’s sustainability, because human resources is a vital assets
    that cannot be replaced by other resources (Sukanto &amp; Gilang,
    2018). Companies that do not invest in their employees wisely will
    suffer losses, because employees may feel unmotivated and neglected
    by the organization, which can trigger a desire to leave (Anastia et
    al., 2021). When employees act on their intention to leave, it can
    have a negative impact on the company's performance.</p>
    <p>PT. BPR Bali Dananiaga is a financial institution that provides
    banking services to all segments of society, particularly micro,
    small, and medium enterprises (MSMEs). Based on a preliminary study
    with the HR department of PT. BPR Bali Dananiaga, revealed issues
    that concerning employee’s turnover intention. Turnover intention
    refers to an employee's voluntary desire to leave their job based on
    their own decision. This intention can be caused by various reasons,
    one of which is the desire to obtain a better job opportunity
    (Yadewani &amp; Wijaya, 2021). When employees follow through on
    their intention to leave, it affects the company’s employee turnover
    rate.</p>
    <p>Turnover refers to the rate at which employees are replaced
    within a company. High turnover can have detrimental effects on the
    organization, as it may lead to decreased employee productivity and,
    in the long run, result in financial losses due to additional costs
    for recruitment and rehiring processes (Januartha &amp; Adnyani,
    2019). The employee turnover data for PT. BPR Bali Dananiaga is
    presented in Table 1.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 1. Employee Turnover Rate of PT. BPR Bali Dananiaga 2021-2024</p>
  </disp-quote>
  <table-wrap>
      <label>Table 1. Employee Turnover Rate of PT. BPR Bali Dananiaga 2021-2024</label>
      <caption>
          <title>Source: HR, Operation Departement, PT. BPR Bali Dananiaga (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th rowspan="2">Years</th>
                  <th rowspan="2">Beginning of Year Employees<break/>(1)</th>
                  <th colspan="2">Turnover</th>
                  <th rowspan="2">End of Year Employees<break/>(4)</th>
                  <th rowspan="2">Percentage<break/>(%)<break/>(5) = $\frac{(3)}{((1)+(4))\div 2} \times 100$</th>
              </tr>
              <tr>
                  <th>In<break/>(2)</th>
                  <th>Out<break/>(3)</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>2021</td>
                  <td>65</td>
                  <td>3</td>
                  <td>8</td>
                  <td>60</td>
                  <td>12.80</td>
              </tr>
              <tr>
                  <td>2022</td>
                  <td>60</td>
                  <td>19</td>
                  <td>21</td>
                  <td>58</td>
                  <td>35.59</td>
              </tr>
              <tr>
                  <td>2023</td>
                  <td>58</td>
                  <td>31</td>
                  <td>37</td>
                  <td>52</td>
                  <td>67.27</td>
              </tr>
              <tr>
                  <td>2024</td>
                  <td>52</td>
                  <td>30</td>
                  <td>29</td>
                  <td>53</td>
                  <td>55.24</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>Based on Table 1, employee turnover at PT. BPR Bali Dananiaga has
    shown an increasing trend. According to Pratama et al. (2022), a
    normal turnover rate ranges between 5–10 percent, while a high
    turnover rate exceeds 10 percent. The turnover rate at PT. BPR Bali
    Dananiaga is considered very high, particularly in 2023 when it
    reached 67,27 percent. The majority of this percentage consists of
    employees who voluntarily chose to work elsewhere, while only 1,82
    percent was due to termination of employment.</p>
    <graphic mimetype="image" mime-subtype="jpeg" xlink:href="vertopal_8930094cfbc94e01bb5b00248318f979/media/image4.jpeg" />
  </disp-quote>
  <sec id="figure-1.-employee-turnover-diagram-of-pt.-bpr-bali-dananiaga">
    <title>Figure 1. Employee Turnover Diagram of PT. BPR Bali
    Dananiaga</title>
    <disp-quote>
      <p><italic>Source: HR, Operation Departement, PT. BPR Bali
      Dananiaga (2025)</italic></p>
      <p>Figure 1 presents the breakdown of employee resignations by
      department during the 2021–2024 period. Based on the figure, the
      Business Department consistently recorded the highest turnover
      each year, particularly in 2023 with 21 employees leaving. This
      was followed by the Operations Department, which experienced a
      significant increase in resignations, from only 1 employee in 2021
      to 14 employees in 2024. The Business Support Department also
      showed an upward trend, with employee resignations increasing from
      1 in 2021 to 7 in 2024. Meanwhile, the Compliance and Internal
      Audit Departments remained relatively stable, with a low number of
      resignations throughout the period.</p>
      <p>Based on the preliminary study, the high turnover rate at PT.
      BPR Bali Dananiaga is suspected to be related to employees’ uneven
      understanding of the career paths available within the company.
      This has led employees to feel that they lack of clear career
      prospects. Employees who are dissatisfied with the available
      career development opportunities tend to choose to leave the
      company.</p>
      <p>In order to prepare workers for higher-level roles, career
      development aims to improve their technical, theoretical,
      conceptual, and moral competencies in line with workplace needs
      through education and training (Hidayah &amp; Litfiana, 2024). A
      company's objective to prevent turnover can be mitigated by
      offering career development programs. Research by Purba &amp;
      Ruslan (2020) and Budiyanto (2022) supports this, showing that
      professional development significantly and negatively affects
      turnover intention. This indicates that employees' inclination to
      leave the organization tends to decrease as professional
      development chances increase.</p>
      <p>Sitanggang &amp; Sari (2024) reported a different finding.
      Career development had a good and significant impact on turnover
      intention, according to their study conducted at the Belmera Medan
      branch of PT. Jasa Marga Toll Road Operator. This suggests that
      employees are more likely to want to quit a business if it offers
      more prospects for professional growth.</p>
      <p>In addition to career development, job satisfaction can also
      influence turnover intention. Job satisfaction is a positive
      attitude demonstrated by employees toward their work, which arises
      from their evaluation of the work</p>
      <p>environment (Fahrizi et al., 2021). According to the
      Traditional Turnover Theory, job satisfaction increases when there
      is a clear career development system in place for employees.
      Employee retention is encouraged by this rise in job satisfaction.
      Research by Prayudi &amp; Komariyah (2023) and Seno et al. (2023)
      supports this, finding that career growth has a favorable and
      significant impact on job satisfaction. Additionally, research by
      Pratama et al. (2022) and Deswarta et al. (2021) revealed that job
      satisfaction significantly and negatively affects the intention to
      leave. These results suggest that the association between career
      progress and turnover intention may be mediated by work
      satisfaction.</p>
      <p>In an effort to improve company performance, PT. BPR Bali
      Dananiaga must reduce turnover intention. According to Widyawati
      &amp; Himawan (2022), a high turnover rate has a significant
      impact on both organizational performance and productivity. This
      occurs because the workload is shifted to the remaining employees,
      making their burden heavier. Another consequence is the potential
      disruption of financial stability, as the company must incur
      additional costs for employee salaries, recruitment processes, and
      training of new hires.</p>
      <p>The problem of turnover intention at PT. BPR Bali Dananiaga can
      be classified as a major issue that requires prompt attention
      based on the aforementioned remarks. Additionally, the
      availability of conflicting research results suggests that the
      relationship between professional advancement and turnover
      intention has to be further examined. Thus, the purpose of this
      study is to examine how career advancement affects employees of
      PT. BPR Bali Dananiaga's intention to leave, as mediated by job
      satisfaction.</p>
    </disp-quote>
  </sec>
</sec>





<sec>
  <title>LITERATURE REVIEW</title>
  <sec id="traditional-turnover-theory">
    <title>Traditional Turnover Theory</title>
    <disp-quote>
      <p>This study adopts the Traditional Turnover Theory as its
      theoretical approach. The Traditional Turnover Theory explains how
      job satisfaction influences employees’ intention to leave an
      organization (Margaretta &amp; Riana, 2020). According to Anjani
      &amp; Rahyuda (2020), this theory illustrates that employee
      dissatisfaction can trigger internal conflicts within the company.
      In this theory, job satisfaction plays a crucial role. When
      employees are satisfied with their salary, career development
      opportunities, and relationships with colleagues and supervisors,
      they are more likely to remain with the organization.</p>
    </disp-quote>
  </sec>
  <sec id="turnover-intention">
    <title>Turnover Intention</title>
    <disp-quote>
      <p>Anastia et al. (2021) define employee turnover intention as a
      voluntary tendency or desire of employees to leave their job. This
      desire reflects the employee's thoughts of seeking new employment
      elsewhere and the intention to leave the company. Turnover
      intention is an individual’s inclination to leave the
      organization, although it has not yet reached the stage of actual
      resignation (Bawono &amp; Lo, 2020). According to Yadewani &amp;
      Wijaya (2021), turnover intention refers to an internal drive
      within an individual to leave their job at a company, which may
      arise for various reasons, including the desire to obtain a better
      job opportunity. The indicators of turnover intention according
      to</p>
      <p>Budiyanto (2022) are: thoughts of quitting, searching for
      alternative jobs, and the intention to resign.</p>
    </disp-quote>
  </sec>
  <sec id="career-development">
    <title>Career Development</title>
    <disp-quote>
      <p>Through education and training, career development aims to
      improve workers' technical, theoretical, conceptual, and moral
      skills in line with workplace requirements (Hidayah &amp;
      Litfiana, 2024). Career development refers to the opportunities
      employees have to improve their competencies in order to attain
      higher-level positions than their current ones (Olivia et al.,
      2020). Career development provided by the company can motivate
      employees to build stronger ties with the organization, thereby
      reducing their intention to leave (Elian et al., 2020). The
      indicators of career development according to Sinaga et al. (2022)
      are career support, self-development, and improvement in work
      quality.</p>
    </disp-quote>
  </sec>
  <sec id="job-satisfaction">
    <title>Job Satisfaction</title>
    <disp-quote>
      <p>A favorable attitude that workers exhibit about their
      employment is known as job satisfaction (Fahrizi et al., 2021).
      Due to the fact that they must adjust to new situations and engage
      with coworkers, managers, and current regulations, each employee's
      level of job satisfaction varies (Deswarta et al., 2021). An
      individual will feel more satisfied with their work if their
      perceived goals and their actual accomplishments are more in line
      (Parashakti &amp; Apriani, 2020). According to Luthans et al.
      (2021:118), the work itself, pay, prospects for advancement,
      supervision, and coworkers are the markers of job
      satisfaction.</p>
    </disp-quote>
  </sec>
  <sec id="conceptual-framework">
    <title>Conceptual Framework</title>
    <disp-quote>
      <p>Job satisfaction serves as a mediating variable in this study's
      description of the relationship between career progress and
      turnover intention. Career development is the exogenous variable
      (X), work satisfaction is the mediating variable (Z), and turnover
      intention is the endogenous variable (Y) in this study. Figure 2
      depicts the conceptual structure of this study, which is based on
      the theoretical framework and earlier research.</p>
    </disp-quote>
    <graphic mimetype="image" mime-subtype="jpeg" xlink:href="vertopal_8930094cfbc94e01bb5b00248318f979/media/image5.jpeg" />
  </sec>
  <sec id="figure-2.-conceptual-framework">
    <title>Figure 2. Conceptual Framework</title>
  </sec>
  <sec id="section">
    <title></title>
    <sec id="research-hypothesis">
      <title>Research Hypothesis</title>
      <disp-quote>
        <p><italic>The Effect of Career Development on Turnover
        Intention</italic></p>
        <p>Studies conducted by Purba &amp; Ruslan (2020),
        Purwatiningsih &amp; Sawitri (2021), and Rahayu &amp; Irawan
        (2023) state that career development has a negative and
        significant effect on turnover intention. This indicates that
        companies that pay attention to employee career development are
        more likely to retain high-quality employees, thereby reducing
        turnover rates. Similar findings were also reported by Budiyanto
        (2022) and Bawono &amp; Lo (2020). Based on these research
        findings, the following hypothesis is proposed in this
        study:</p>
      </disp-quote>
    </sec>
  </sec>
  <sec id="h1-career-development-has-a-negative-and-significant-effect-on-turnover-intention.">
    <title>H<sub>1</sub>: Career development has a negative and
    significant effect on turnover intention.</title>
    <disp-quote>
      <p><italic>The Effect of Career Development on Job
      Satisfaction</italic></p>
      <p>Career advancement and employee work satisfaction at PT. Sumber
      Alfaria Tbk. in Bandar Lampung are positively correlated,
      according to a study by Fahrizi et al. (2021). This suggests that
      people are more satisfied with their jobs when the organization
      offers them more prospects for professional advancement, and vice
      versa. Research by Prayudi &amp; Komariyah (2023), Seno et al.
      (2023), Jayasri &amp; Annisa (2023), Hidayah &amp; Litfiana
      (2024), and Rahayu et al. (2019) supports these findings. The
      following theory is put out in light of these studies:</p>
    </disp-quote>
  </sec>
  <sec id="h2-career-development-has-a-positive-and-significant-effect-on-job-satisfaction.">
    <title>H<sub>2</sub>: Career development has a positive and
    significant effect on job satisfaction.</title>
    <disp-quote>
      <p><italic>The Effect of Job Satisfaction on Turnover
      Intention</italic></p>
      <p>According to a study by Deswarta et al. (2021), nurses' desire
      to leave Prima Hospital in Pekanbaru is significantly impacted
      negatively by job satisfaction. The job satisfaction variable's
      test results revealed a t-value of -</p>
      <p>3.479 with a significance level (sig.) of 0.001, meaning that
      nurses at Prima Hospital are less likely to intend to leave their
      jobs if they are more satisfied with their jobs and vice versa.
      Results from Elian et al. (2020), Pratama et al. (2022), Anastia
      et al. (2021), and Soeprapto (2024) corroborate this study. The
      following theory is put out in light of these findings:</p>
    </disp-quote>
  </sec>
  <sec id="h3-job-satisfaction-has-a-negative-and-significant-effect-on-turnover-intention.">
    <title>H<sub>3</sub>: Job satisfaction has a negative and
    significant effect on turnover intention.</title>
    <disp-quote>
      <p><italic>The Effect of Career Development on Turnover Intention
      Through Job Satisfaction</italic></p>
      <p>Nurliawan et al.'s study from 2022 demonstrated that the
      association between career development and turnover intention can
      be mediated by job satisfaction. The findings showed that job
      satisfaction acted as a mediating factor between career
      advancement and turnover intention, which had a negative and
      substantial impact. This implies that one of the mediating
      variables may be job satisfaction. Studies by Olivia et al.
      (2020), Pratiwi &amp; Lo (2020), Dewi &amp; Nurhayati (2021), and
      Sinaga et al. (2022) corroborate these findings. The following
      theory is put out in light of these studies:</p>
      <p><bold>H<sub>4</sub>: Job satisfaction mediates the effect of
      career development on turnover intention.</bold></p>
    </disp-quote>
  </sec>
</sec>





<sec>
  <title>RESEARCH METHODS</title>
  <disp-quote>
    <p>This study employs a quantitative approach with a causal
    associative design. Job satisfaction (Z) is the mediating variable,
    career development (X) is the exogenous variable, and turnover
    intention (Y) is the endogenous variable. At PT. BPR Bali Dananiaga,
    332 Gatot Subroto Timur St., East Denpasar District, Denpasar City,
    Bali Province, Indonesia 80237, the study was carried out. 53 PT.
    BPR Bali Dananiaga employees were chosen for the sample using the
    census approach. A questionnaire was used as the research tool, and
    surveys and interviews were used to collect data. A Likert scale was
    used to measure the instrument, and its validity and reliability
    were examined. Both descriptive and inferential statistical methods,
    such as path analysis, the Sobel test, and the VAF (Variance
    Accounted For) test, were employed in this study's data
    analysis.</p>
  </disp-quote>
</sec>





<sec>
  <title>RESEARCH RESULTS</title>
  <disp-quote>
    <p>Table 2. Respondent Characteristics</p>
  </disp-quote>
  <table-wrap>
      <label>Table 2. Respondent Characteristics</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th>No.</th>
                  <th>Characteristics</th>
                  <th>Classification</th>
                  <th>Number (people)</th>
                  <th>Percentage (%)</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>1.</td>
                  <td>Age (years)</td>
                  <td>≤ 20</td>
                  <td>1</td>
                  <td>1.90</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>21 – 25</td>
                  <td>21</td>
                  <td>39.6</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>26 – 30</td>
                  <td>12</td>
                  <td>22.6</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>31 – 35</td>
                  <td>8</td>
                  <td>15.1</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>36 – 40</td>
                  <td>4</td>
                  <td>7.5</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>≥ 41</td>
                  <td>7</td>
                  <td>13.2</td>
              </tr>
              <tr>
                  <td>2.</td>
                  <td>Gender</td>
                  <td>Male</td>
                  <td>22</td>
                  <td>41.5</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>Female</td>
                  <td>31</td>
                  <td>58.5</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td><bold>Total Number</bold></td>
                  <td><bold>53</bold></td>
                  <td><bold>100</bold></td>
              </tr>
              <tr>
                  <td>3.</td>
                  <td>Educational Level</td>
                  <td>High School</td>
                  <td>10</td>
                  <td>18.9</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>Bachelor's Degree</td>
                  <td>38</td>
                  <td>71.7</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>Master's Degree</td>
                  <td>5</td>
                  <td>9.4</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td><bold>Total Number</bold></td>
                  <td><bold>53</bold></td>
                  <td><bold>100</bold></td>
              </tr>
              <tr>
                  <td>4.</td>
                  <td>Duration of Word (year)</td>
                  <td>&lt; 1</td>
                  <td>14</td>
                  <td>26.4</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>1 – 5</td>
                  <td>23</td>
                  <td>43.4</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>6 – 10</td>
                  <td>7</td>
                  <td>13.2</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>11 – 15</td>
                  <td>3</td>
                  <td>5.7</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td>> 15</td>
                  <td>6</td>
                  <td>11.3</td>
              </tr>
              <tr>
                  <td/>
                  <td/>
                  <td><bold>Total Number</bold></td>
                  <td><bold>53</bold></td>
                  <td><bold>100</bold></td>
              </tr>
          </tbody>
      </table>
  </table-wrap>  
  <disp-quote>
    <p>Table 2 shows that the majority of respondents in this study fall
    within the age range of 21–25 years, accounting for 39,6 percent.
    This indicates that the respondents are predominantly individuals in
    the early stages of their careers who still have the potential to
    grow and develop in the workforce. In terms of gender, most
    respondents are female, comprising 58,5 percent, suggesting that
    women show a greater interest in the banking sector, particularly at
    PT. BPR</p>
    <p>Bali Dananiaga. Based on the highest level of education attained,
    employees with a bachelor’s degree dominate the sample at 71,7
    percent, indicating that undergraduate qualifications are preferred
    or required, especially in the banking industry. Regarding duration
    of work, the respondents are mostly employees who have worked for
    1–5 years, representing 43,4 percent. This suggests that most of the
    respondents are relatively new employees, whose loyalty and
    commitment to the company may not yet be fully established.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 3. Validity Test</p>
  </disp-quote>
        <table-wrap>
            <label>Table 3. Validity Test</label>
            <caption>
                <title>Source: Processed Primary Data (2025)</title>
            </caption>
            <table>
                <thead>
                    <tr>
                        <th>Variable</th>
                        <th>Indicator</th>
                        <th>Correlation Coefficient</th>
                        <th>Sig. (2-tailed)</th>
                        <th>Description</th>
                    </tr>
                </thead>
                <tbody>
                    <tr>
                        <td rowspan="3">Career Development (X)</td>
                        <td>X.1</td>
                        <td>0,947</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>X.2</td>
                        <td>0,964</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>X.3</td>
                        <td>0,965</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td rowspan="5">Job Satisfaction (Z)</td>
                        <td>Z.1</td>
                        <td>0,720</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Z.2</td>
                        <td>0,798</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Z.3</td>
                        <td>0,949</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Z.4</td>
                        <td>0,875</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Z.5</td>
                        <td>0,865</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td rowspan="3">Turnover Intention (Y)</td>
                        <td>Y.1</td>
                        <td>0,901</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Y.2</td>
                        <td>0,927</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                    <tr>
                        <td>Y.3</td>
                        <td>0,924</td>
                        <td>0,000</td>
                        <td>Valid</td>
                    </tr>
                </tbody>
            </table>
        </table-wrap>
  <disp-quote>
    <p>Tabel 4. Reliability Test</p>
  </disp-quote>
        <table-wrap>
            <label>Tabel 4. Reliability Test</label>
            <caption>
                <title>Source: Processed Primary Data (2025)</title>
            </caption>
            <table>
                <thead>
                    <tr>
                        <th>No.</th>
                        <th>Variable</th>
                        <th>Cronbach's Alpha</th>
                        <th>Description</th>
                    </tr>
                </thead>
                <tbody>
                    <tr>
                        <td>1.</td>
                        <td>Career Development (X)</td>
                        <td>0,951</td>
                        <td>Reliable</td>
                    </tr>
                    <tr>
                        <td>2.</td>
                        <td>Job Satisfaction (Z)</td>
                        <td>0,898</td>
                        <td>Reliable</td>
                    </tr>
                    <tr>
                        <td>3.</td>
                        <td>Turnover Intention (Y)</td>
                        <td>0,905</td>
                        <td>Reliable</td>
                    </tr>
                </tbody>
            </table>
        </table-wrap>
  <disp-quote>
    <p>Table 3 shows that all research variable instruments meet the
    validity test requirements, indicated by correlation coefficient
    values of ≥ 0,3. The reliability test results in Table 4 demonstrate
    that all instruments have Cronbach’s Alpha values of ≥ 0,6. This
    indicates that all instruments are reliable and appropriate for
    predictive analysis.</p>
    <p>Table 5 shows that the average respondent score for the three
    statements related to the turnover intention variable is 3,08, which
    falls into the moderate category. This score indicates that, in
    general, employees at PT. BPR Bali Dananiaga have a moderate
    tendency to consider leaving the company. In other words, some
    employees have begun to think about leaving, but have not yet shown
    a strong commitment to do so. This finding contrasts with the data
    in Table 1, which indicates a very high turnover rate. The
    discrepancy may be due to the fact that most employees with a strong
    intention to leave have already resigned, leaving behind respondents
    who tend to have lower turnover intentions.</p>
  <disp-quote>
    <p>Table 5. Description of Respondent's Answer Regarding Turnover Intention</p>
  </disp-quote>  
  <table-wrap>
      <label>Table 5. Description of Respondent's Answer Regarding Turnover Intention</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th rowspan="2">No.</th>
                  <th rowspan="2">Statement</th>
                  <th colspan="5">Respondent's Answer Proportion (people)</th>
                  <th rowspan="2">Average</th>
                  <th rowspan="2">Category</th>
              </tr>
              <tr>
                  <th>1</th>
                  <th>2</th>
                  <th>3</th>
                  <th>4</th>
                  <th>5</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>Y.1</td>
                  <td>I have considered leaving my job.</td>
                  <td>2</td>
                  <td>12</td>
                  <td>11</td>
                  <td>20</td>
                  <td>8</td>
                  <td>3.38</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td>Y.2</td>
                  <td>I have been seeking information about other employment opportunities.</td>
                  <td>2</td>
                  <td>11</td>
                  <td>15</td>
                  <td>20</td>
                  <td>5</td>
                  <td>3.28</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td>Y.3</td>
                  <td>I would consider leaving the company if I were offered a better job.</td>
                  <td>6</td>
                  <td>21</td>
                  <td>15</td>
                  <td>11</td>
                  <td>0</td>
                  <td>2.58</td>
                  <td>Low</td>
              </tr>
              <tr>
                  <td colspan="7" align="right">Average Total of Turnover Intention</td>
                  <td>3.08</td>
                  <td>Moderate</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
    <p>Table 6 shows that the average respondent score for the three
    statements regarding career development is 3,31, which falls into
    the moderate category. This indicates that employees at PT. BPR Bali
    Dananiaga perceive the company’s career development efforts as
    generally effective, though not yet fully optimal. Although the
    company has provided career support, there is still room for
    improvement in strengthening the implementation of its career
    development programs.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 6. Description of Respondent's Answer Regarding Career Development</p>
  </disp-quote>
  <table-wrap id="tbl6">
      <label>Table 6. Description of Respondent's Answer Regarding Career Development</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th rowspan="2">No.</th>
                  <th rowspan="2">Statement</th>
                  <th colspan="5">Respondent's Answer Proportion (people)</th>
                  <th rowspan="2">Average</th>
                  <th rowspan="2">Category</th>
              </tr>
              <tr>
                  <th>1</th>
                  <th>2</th>
                  <th>3</th>
                  <th>4</th>
                  <th>5</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>X.1</td>
                  <td>The company consistently supports career development within the organization.</td>
                  <td>0</td>
                  <td>12</td>
                  <td>10</td>
                  <td>17</td>
                  <td>14</td>
                  <td>3.62</td>
                  <td>High</td>
              </tr>
              <tr>
                  <td>X.2</td>
                  <td>The company provides training to support the development of employee competencies.</td>
                  <td>9</td>
                  <td>10</td>
                  <td>7</td>
                  <td>17</td>
                  <td>10</td>
                  <td>3.17</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td>X.3</td>
                  <td>The company offers a mentoring program that supports the improvement of my work performance.</td>
                  <td>6</td>
                  <td>12</td>
                  <td>9</td>
                  <td>20</td>
                  <td>6</td>
                  <td>3.15</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td colspan="7" align="right">Average Total of Career Development</td>
                  <td>3.31</td>
                  <td>Moderate</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>Table 7 shows that the average respondent score for the five
    statements related to job satisfaction is 3,43, which falls into the
    high category. This indicates that, in general, employees at PT. BPR
    Bali Dananiaga are satisfied with various aspects of their work. The
    high level of satisfaction may reflect a</p>
    <p>conducive work environment, positive social relationships, and
    strong peer support within the organization.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 7. Description of Respondent's Answer Regarding Job Satisfaction</p>
  </disp-quote>
  <table-wrap id="tbl7">
      <label>Table 7. Description of Respondent's Answer Regarding Job Satisfaction</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th rowspan="2">No.</th>
                  <th rowspan="2">Statement</th>
                  <th colspan="5">Respondent's Answer Proportion (people)</th>
                  <th rowspan="2">Average</th>
                  <th rowspan="2">Category</th>
              </tr>
              <tr>
                  <th>1</th>
                  <th>2</th>
                  <th>3</th>
                  <th>4</th>
                  <th>5</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>Z.1</td>
                  <td>My job aligns with my skills and competencies.</td>
                  <td>0</td>
                  <td>4</td>
                  <td>15</td>
                  <td>26</td>
                  <td>8</td>
                  <td>3.72</td>
                  <td>High</td>
              </tr>
              <tr>
                  <td>Z.2</td>
                  <td>I feel that my salary is fair in relation to my workload.</td>
                  <td>3</td>
                  <td>11</td>
                  <td>22</td>
                  <td>13</td>
                  <td>4</td>
                  <td>3.08</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td>Z.3</td>
                  <td>I have the opportunity to plan a better career path within the company.</td>
                  <td>5</td>
                  <td>13</td>
                  <td>10</td>
                  <td>17</td>
                  <td>8</td>
                  <td>3.19</td>
                  <td>Moderate</td>
              </tr>
              <tr>
                  <td>Z.4</td>
                  <td>Supervisors always show appreciation for employee performance.</td>
                  <td>0</td>
                  <td>15</td>
                  <td>10</td>
                  <td>18</td>
                  <td>10</td>
                  <td>3.43</td>
                  <td>High</td>
              </tr>
              <tr>
                  <td>Z.5</td>
                  <td>Coworkers are always willing to help me when I face difficulties.</td>
                  <td>0</td>
                  <td>7</td>
                  <td>13</td>
                  <td>19</td>
                  <td>14</td>
                  <td>3.75</td>
                  <td>High</td>
              </tr>
              <tr>
                  <td colspan="7" align="right">Average Total of Job Satisfaction</td>
                  <td>3.43</td>
                  <td>High</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>Sub-Structural Model 1 has an Asymp. Sig. (2-tailed) value of
    0,159, while Sub-Structural Model 2 has a value of 0,157, according
    to the findings of the normalcy test in Table 8. It is possible to
    conclude that the data in this study are normally distributed
    because both values are bigger than 0.05.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 8. Normality Test (One-Sample Kolmogorov-Smirnov)</p>
  </disp-quote>
  <table-wrap id="tbl8">
      <label>Table 8. Normality Test (One-Sample Kolmogorov-Smirnov)</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th>Model</th>
                  <th>Asymp. Sig. (2-tailed) Kolmogorov-Smirnov</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>Sub-Structural 1</td>
                  <td>0,159</td>
              </tr>
              <tr>
                  <td>Sub-Structural 2</td>
                  <td>0,157</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>Table 9 shows that none of the exogenous variables have a
    tolerance value less than 0,1 or a VIF value greater than 10.
    Therefore, the regression model in this study is free from
    multicollinearity issues.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 9. Multicollinearity Test (Tolerance and Variance Inflation Factor)</p>
  </disp-quote>
  <table-wrap id="tbl9">
      <label>Table 9. Multicollinearity Test (Tolerance and Variance Inflation Factor)</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th rowspan="2">Model</th>
                  <th colspan="2">Collinearity Statistics</th>
              </tr>
              <tr>
                  <th>Tolerance</th>
                  <th>VIF</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td rowspan="2">Sub-Structural 2</td>
                  <td>Career Development</td>
                  <td>0,225</td>
                  <td>4,450</td>
              </tr>
              <tr>
                  <td>Job Satisfaction</td>
                  <td>0,225</td>
                  <td>4,450</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>Every model has a significance value higher than 0.05, as Table
    10 demonstrates. The research model is free of heteroscedasticity
    symptoms and is</p>
    <p>thus appropriate for predictive analysis, as this shows that the
    exogenous variables utilized in this study have no effect on the
    absolute residuals.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 10. Heteroscedasticity Test (Uji Glejser)</p>
  </disp-quote>
  <table-wrap id="tbl10">
      <label>Table 10. Heteroscedasticity Test (Uji Glejser)</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th>Formula</th>
                  <th>Model</th>
                  <th>t</th>
                  <th>Sig.</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>Sub-Structural 1</td>
                  <td>Career Development</td>
                  <td>-0,131</td>
                  <td>0,897</td>
              </tr>
              <tr>
                  <td rowspan="2">Sub-Structural 2</td>
                  <td>Career Development</td>
                  <td>0,923</td>
                  <td>0,361</td>
              </tr>
              <tr>
                  <td>Job Satisfaction</td>
                  <td>0,477</td>
                  <td>0,636</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>This study uses Sub-Structural Model 1 to formulate the
    relationship between career progression and work satisfaction. The
    path analysis test results for the regression model in
    Sub-Structural Model 1 are shown below.</p>
    <table-wrap>
        <caption>
            <title><italic>Source: Processed Primary Data (2025)</italic></title>
        </caption>
        <table>
            <tbody>
                <tr>
                    <td>Se</td>
                    <td>0.080</td>
                    <td>F</td>
                    <td>175.966</td>
                </tr>
                <tr>
                    <td>Beta</td>
                    <td>0.881</td>
                    <td>Sig. F</td>
                    <td>0.000</td>
                </tr>
                <tr>
                    <td>t</td>
                    <td>13.265</td>
                    <td>R<sup>2</sup></td>
                    <td>0.775</td>
                </tr>
                <tr>
                    <td>Sig</td>
                    <td>0.000</td>
                    <td colspan="2"/>
                </tr>
            </tbody>
        </table>
    </table-wrap>
    <p>The Sub-Structural Model 1 equation can be expressed as Z =
    0,881X based on the route analysis results. It is evident from this
    equation that the career development variable's coefficient value is
    0,881. This suggests that job satisfaction and career growth are
    positively correlated, meaning that more opportunities for
    professional advancement will result in higher job satisfaction and
    vice versa.</p>
    <p>Sub-Structural Model 2 formulates the relationship between work
    satisfaction and career growth and turnover intention. The path
    analysis test results for the regression model in Sub-Structural
    Model 2 are shown below.</p>
  </disp-quote>
  <table-wrap>
      <caption>
          <title><italic>Source: Processed Primary Data (2025)</italic></title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th colspan="2">Career Development</th>
                  <th colspan="2">Job Satisfaction</th>
                  <th colspan="2"/>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>Se</td>
                  <td>0.133</td>
                  <td>Se</td>
                  <td>0.111</td>
                  <td>F</td>
                  <td>52.123</td>
              </tr>
              <tr>
                  <td>Beta</td>
                  <td>-0.453</td>
                  <td>Beta</td>
                  <td>-0.395</td>
                  <td>Sig. F</td>
                  <td>0.000</td>
              </tr>
              <tr>
                  <td>t</td>
                  <td>-2.665</td>
                  <td>t</td>
                  <td>-2.326</td>
                  <td>R<sup>2</sup></td>
                  <td>0.676</td>
              </tr>
              <tr>
                  <td>Sig</td>
                  <td>0.010</td>
                  <td>Sig</td>
                  <td>0.024</td>
                  <td colspan="2"/>
              </tr>
          </tbody>
      </table>
  </table-wrap>
  <disp-quote>
    <p>The Sub-Structural Model 2 equation can be expressed as Y =
    -0,453X – 0,395Z based on the route analysis results. It is evident
    from this equation that the career development variable's
    coefficient is -0,453. This suggests a negative relationship between
    career development and turnover intention, whereby turnover
    intention falls when career development chances rise and vice versa.
    With a coefficient value of -0.395, the job satisfaction variable
    shows that turnover intention is negatively impacted by job
    satisfaction as well. Stated differently, a higher level of job
    satisfaction results in a lesser intention to leave, and vice
    versa.</p>
    <p>Career development has a -0.453 direct impact on turnover
    intention. Career growth has a 0.881 direct impact on job
    satisfaction. Job satisfaction has a direct impact of -0,395 on the
    intention to leave. With work satisfaction acting as a mediating
    variable, career development has an indirect impact of -0,348 on
    turnover intention. -0,801 is the entire effect.</p>
    <p>In Sub-Structural Model 1 (e₁), the computed error variance is
    0,474, and in Sub-Structural Model 2 (e₂), it is 0,569. 0,927 is the
    total determination coefficient. This suggests that career growth
    and job satisfaction account for 92.7 percent of the variance in
    turnover intention at PT. BPR Bali Dananiaga, both directly and
    indirectly. Other factors not covered by the research model have an
    impact on the remaining 7.3 percent.</p>
  </disp-quote>
  <disp-quote>
    <p>Table 11. Direct and Indirect Effects between Variables</p>
  </disp-quote>
  <table-wrap id="tbl11">
      <label>Table 11. Direct and Indirect Effects between Variables</label>
      <caption>
          <title>Source: Processed Primary Data (2025)</title>
      </caption>
      <table>
          <thead>
              <tr>
                  <th>Effects between Variables</th>
                  <th>Direct Effect (Beta)</th>
                  <th>Indirect Effects through Z</th>
                  <th>Total Effect</th>
                  <th>Sig.</th>
                  <th>Description</th>
              </tr>
          </thead>
          <tbody>
              <tr>
                  <td>X → Y</td>
                  <td>-0,453</td>
                  <td>-0,348</td>
                  <td>-0,801</td>
                  <td>0,010</td>
                  <td>Significant</td>
              </tr>
              <tr>
                  <td>X → Z</td>
                  <td>0,881</td>
                  <td>-</td>
                  <td>0,881</td>
                  <td>0,000</td>
                  <td>Significant</td>
              </tr>
              <tr>
                  <td>Z → Y</td>
                  <td>-0,395</td>
                  <td>-</td>
                  <td>-0,395</td>
                  <td>0,024</td>
                  <td>Significant</td>
              </tr>
          </tbody>
      </table>
  </table-wrap>
</sec>




<sec>
  <title>DISCUSSION</title>
  <sec id="the-effect-of-career-development-on-turnover-intention">
    <title>The Effect of Career Development on Turnover
    Intention</title>
    <disp-quote>
      <p>According to Table 11, the relationship between professional
      development and turnover intention has a significance value (sig.)
      of 0,010 and a beta value of -0,453, indicating that H1 is
      accepted. This finding suggests that job advancement significantly
      and negatively affects the intention to leave. Put another way,
      employees at PT. BPR Bali Dananiaga are less likely to want to
      leave the company if they have access to more professional
      development options, and vice versa. Research by Purba &amp;
      Ruslan (2020), Purwatiningsih &amp; Sawitri (2021), and Rahayu
      &amp; Irawan (2023) supports these findings.</p>
    </disp-quote>
  </sec>
  <sec id="the-effect-of-career-development-on-job-satisfaction">
    <title>The Effect of Career Development on Job Satisfaction</title>
    <disp-quote>
      <p>H2 is approved since Table 11's analysis of the relationship
      between career progress and work satisfaction reveals a beta value
      of 0.881 and a significance value of 0.00000. This suggests that
      job happiness is positively and significantly impacted by career
      growth. This implies that workers at PT. BPR Bali Dananiaga will
      be more satisfied with their jobs if they have greater prospects
      for professional growth, and vice versa. Studies by Seno et al.
      (2023), Jayasri &amp; Annisa (2023), and Hidayah &amp; Litfiana
      (2024) corroborate these conclusions.</p>
    </disp-quote>
  </sec>
  <sec id="the-effect-of-job-satisfaction-on-turnover-intention">
    <title>The Effect of Job Satisfaction on Turnover Intention</title>
    <disp-quote>
      <p>H3 is acceptable since Table 11's influence of work
      satisfaction on turnover intention has a significance value of
      0.024 and a beta value of -0.395. This suggests that turnover
      intention is significantly and negatively impacted by job
      satisfaction. In other words, employees at PT. BPR Bali Dananiaga
      are less likely to plan to leave their jobs when they are more
      satisfied with their jobs, and vice</p>
      <p>versa. Studies by Deswarta et al. (2021), Pratama et al.
      (2022), and Soeprapto (2024) corroborate these conclusions.</p>
    </disp-quote>
  </sec>
  <sec id="the-effect-of-career-development-on-turnover-intention-through-job-satisfaction">
    <title>The Effect of Career Development on Turnover Intention
    Through Job Satisfaction</title>
    <disp-quote>
      <p>H4 is acceptable since the computed Z value, as determined by
      the Sobel test, is 3,379 &gt; 1,96. This suggests that the
      relationship between career progress and turnover intention can be
      mediated by job satisfaction. Put another way, by improving job
      satisfaction, PT. BPR Bali Dananiaga's career development
      prospects indirectly lower the intention to leave the company.
      Employee satisfaction is increased when they perceive chances for
      advancement and feel supported by the firm. This, in turn,
      increases their intention to stay with the company. Studies by
      Dewi &amp; Nurhayati (2021), Nurliawan et al. (2022), and Sinaga
      et al. (2022) corroborate these conclusions. To ascertain the
      mediating role, the VAF test was used. A VAF value of 43.45
      percent was determined based on the findings. This result can be
      classified as showing partial mediation by job satisfaction
      because it ranges from 20 to 80 percent.</p>
    </disp-quote>
  </sec>
</sec>




<sec>
  <title>CONCLUSION</title>
  <disp-quote>
    <p>The following are some inferences that can be made in light of
    the research's findings:</p>
  </disp-quote>
  <list list-type="order">
    <list-item>
      <p>Turnover intention is significantly and negatively impacted by
      career growth.</p>
    </list-item>
    <list-item>
      <p>Job satisfaction is positively and significantly impacted by
      career growth.</p>
    </list-item>
    <list-item>
      <p>The intention to leave a job is significantly and negatively
      impacted by job satisfaction.</p>
    </list-item>
    <list-item>
      <p>The relationship between career progress and intention to leave
      is partially mediated by job satisfaction.</p>
    </list-item>
  </list>
</sec>




<sec>
  <title>RECOMMENDATIONS</title>
  <disp-quote>
    <p>As a basis for future policy considerations, PT. BPR Bali
    Dananiaga may strengthen various internal factors that influence
    turnover intention, such as establishing a clearer career
    development system and fostering a work environment that promotes
    employee satisfaction. The company can take a moreactive role in
    supporting employee career paths by facilitating competency
    development through more structured and sustainable training and
    mentoring programs. In addition, the company should consider
    reviewing its salary system to ensure it is fair and balanced in
    relation to the employees' workload. Bonus schemes, incentives, and
    promotion systems should also be made more transparent and
    performance-based<bold>.</bold></p>
  </disp-quote>
</sec>




<sec>
  <title>ADVANCED RESEARCH</title>
  <disp-quote>
    <p>For future researchers, it is recommended to include other
    variables that may influence turnover intention, in addition to
    career development and job satisfaction, such as employee commitment
    and employee loyalty. Furthermore, it is important to broaden the
    scope of the research beyond PT. BPR Bali</p>
    <p>Dananiaga so that the findings can offer broader generalizations
    and greater relevance across various organizational contexts.</p>
  </disp-quote>
</sec>




<sec>
  <title>ACKNOWLEDGEMENTS</title>
  <p>We express our deepest gratitude to God Almighty for His grace and
  blessings, which have enabled us to complete this research report
  entitled &quot;Persuasive Messages Through TikTok @Pandawara in
  Raising Awareness of Environmental Issues.&quot; We would like to
  express our gratitude to all parties who have provided support,
  including university leaders, faculty, study programs, informants who
  contributed to the provision of data, academic staff who facilitated
  the research process, friends for their enthusiasm and motivation, and
  family who have always been a source of strength, prayers, and
  unwavering support. We are aware that this research has limitations;
  therefore, constructive criticism and suggestions are highly
  appreciated for future improvements. We hope this academic work can
  contribute to the development of media literacy and environmental
  social campaigns in the digital age.</p>
</sec>





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  </element-citation>
</ref>

</ref-list>
</sec>
</body>
</article>
