Fransiska, R. Meutia, Prihatin Lumbanraja, and Yeni Absah. “The Influence of Digital Literacy, Learning Access and Participation on Marketing Employee Competence through the Utilization of Integrated Learning Systems at PT. Bank XXXX Regional Office XXX”. Indonesian Journal of Advanced Research 4, no. 7 (July 29, 2025): 1427–1444. Accessed August 12, 2026. https://journal.formosapublisher.org/index.php/ijar/article/view/14935.