Analysis of Bad Credit at PT. State Savings Bank (BTN)

David Gibson Nababan; Vetric Styven Silaban; Bunga Meylani Br Surbakti; Selvina Audina Nasution; Sabda Siahaan

doi:10.55927/ijba.v3i5.4155

Authors

David Gibson Nababan Universitas Negeri Medan
Vetric Styven Silaban Universitas Negeri Medan
Bunga Meylani Br Surbakti Universitas Negeri Medan
Selvina Audina Nasution Universitas Negeri Medan
Sabda Siahaan Universitas Negeri Medan

DOI:

https://doi.org/10.55927/ijba.v3i5.4155

Keywords:

Bad Credit, NPL, Net NPL, Gross NPL, Investment

Abstract

Bad credit (non-performing loans) at Bank BTN is a reason for investment decisions for the public and investors. By knowing bad credit in a company, it provides clearer information for making investments. This research was conducted to provide information about bad credit at BTN bank, which is one of the most trusted banks in Indonesia. It is hoped that this research will help the public increase their competency in how to invest through the value of bad credit or non-performing loans. This research aims to analyze the influence of bad credit on investment decisions at BTN bank. The research method used is a qualitative research method using Bank BTN financial report data regarding bad loans or non-performing loans from 2007 to 2022. This research suggests that investment decisions at Bank BTN can be based on the value of net bad loans which are still safe.

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References

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