Financing Planning in New Normal Era for Increasing Profit

Authors

  • Moch Arif Hernawan Institut Transportasi dan Logistik Trisakti
  • Asep Deni Heryana STISNU Nusantara
  • Irzan Soepriyadi IBI Kosgoro 57
  • Jujuk Kusumawati Institut Teknologi Budi Utomo
  • Josua Panatap Soehaditama Institut Keuangan Perbankan dan Informatika Asia Perbanas

DOI:

https://doi.org/10.55927/ijba.v3i3.4567

Keywords:

Financing, Planning, Profit

Abstract

This article aims to see literature studies related to financial planning with profitability, and given a perception from researchers, The method used in this scientific article is qualitative with literature studies derived from existing scientific articles related to the variables in this study,   This scientific article provides reinforcement from the findings of literature studies from the literature of scientific articles and justification of two variables that exist absolutely, especially proprietary articles (Blazek et al., 2023) by saying that there is a correlation between financial planning variables and Profitability, but different objects, where this scientific article discusses the new era post covid 19. Researchers who will conduct research with variables in this scientific article can develop scientific articles with accompanying variables that can make differentiators and new findings both quantitative models, theories or research objects.

Downloads

Download data is not yet available.

References

Ahmed, H., & Salleh, A. M. H. A. P. M. (2016). Inclusive Islamic financial planning: a conceptual framework. International Journal of Islamic and Middle Eastern Finance and Management, 9(2), 170–189. https://doi.org/10.1108/IMEFM-01-2015-0006

Altfest, L. (2004). Personal financial planning: Origins, developments and a plan for future direction. The American Economist, 48(2), 53–60.

Barua, B., & Barua, S. (2021). COVID-19 implications for banks: evidence from an emerging economy. SN Business & Economics, 1, 1–28.

Blazek, R., Durana, P., Michulek, J., & Blazekova, K. (2023). Does the Size of the Business Still Matter, or Is Profitability under New Management, by Order of the COVID-19? Journal of Risk and Financial Management, 16(4). https://doi.org/10.3390/jrfm16040219

Drever, A. I., Odders‐White, E., Kalish, C. W., Else‐Quest, N. M., Hoagland, E. M., & Nelms, E. N. (2015). Foundations of financial well‐being: Insights into the role of executive function, financial socialization, and experience‐based learning in childhood and youth. Journal of Consumer Affairs, 49(1), 13–38.

Engineer, B. (2023). Financial Planning As A Management Tool For Improving Profitability In Incofecsa , In Riobamba ,. XI(6), 2020–2023.

Fortin, J. (2020). Integrating Interpersonal Neurobiology into Financial Planning: Practical Applications to Facilitate Well-Being A conceptual framework for financial planners to improve client relationships, calm client fears, and gain insight into emotions that lead to financial decisions while promoting well-being. Journal of Financial Planning.

Fox, J., & Bartholomae, S. (2020). Household finances, financial planning, and COVID ‐19 . Financial Planning Review, 3(4), 1–9. https://doi.org/10.1002/cfp2.1103

Hanafi, M. M., & Halim, A. (2012). Analisis laporan keuangan, edisi keempat. Yogyakarta: Upp Stim Ykpn, 7(2).

Horngren, C. T., Bhimani, A., Datar, S. M., & Foster, G. (2002). Management and cost accounting. Financial Times/Prentice Hall Harlow.

Katusiime, L. (2021). COVID 19 and Bank Profitability in Low Income Countries: The Case of Uganda. Journal of Risk and Financial Management, 14(12), 588. https://doi.org/10.3390/jrfm14120588

Kumar, S., Tomar, S., & Verma, D. (2019). Women’s financial planning for retirement: Systematic literature review and future research agenda. International Journal of Bank Marketing, 37(1), 120–141. https://doi.org/10.1108/IJBM-08-2017-0165

Lim, K. Y., & Morris, D. (2023). Business optimism and the innovation-profitability nexus: Introducing the COVID-19 adaptable capacity framework. Research Policy, 52(1), 104623. https://doi.org/10.1016/j.respol.2022.104623

Lind, T., Ahmed, A., Skagerlund, K., Strömbäck, C., Västfjäll, D., & Tinghög, G. (2020). Competence, confidence, and gender: The role of objective and subjective financial knowledge in household finance. Journal of Family and Economic Issues, 41, 626–638.

Oral, C., & CenkAkkaya, G. (2015). Cash Flow at Risk: A Tool for Financial Planning. Procedia Economics and Finance, 23(October 2014), 262–266. https://doi.org/10.1016/s2212-5671(15)00358-5

Palaci, F., Jiménez, I., & Topa, G. (2017). Economic cognitions among older adults: Parental socialization predicts financial planning for retirement. Frontiers in Aging Neuroscience, 9(NOV), 1–10. https://doi.org/10.3389/fnagi.2017.00376

Setiawati, R., Nidar, S. R., Anwar, M., & Masyita, D. (2018). Islamic financial literacy: Construct process and validity. Academy of Strategic Management Journal, 17(4), 1–12.

Sevriana, L., Febrian, E., Anwar, M., & Ahmad Faisal, Y. (2022). A proposition to implement inclusive Islamic financial planning in Indonesia through bibliometric analysis. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-01-2022-0022

Shaikh, Z. A., Datsyuk, P., Baitenova, L. M., Belinskaja, L., Ivolgina, N., Rysmakhanova, G., & Senjyu, T. (2022). Effect of the COVID-19 Pandemic on Renewable Energy Firm’s Profitability and Capitalization. Sustainability (Switzerland), 14(11), 1–15. https://doi.org/10.3390/su14116870

Sun, C. C. (2022). A Fuzzy Decision-Making Soft Model for Family Financial Planning in the Post-COVID-19 World. Axioms, 11(9). https://doi.org/10.3390/axioms11090452

Suryawan, R. F., Susanto, P. C., Parmenas, N. H., & Setiadi, D. (2021). Strategy to Increase Bank Satisfaction in the New Normal Era of Covid-19. Jurnal Mantik, 5(3), 1977–1981.

Tomar, S., Kent Baker, H., Kumar, S., & Hoffmann, A. O. I. (2021). Psychological determinants of retirement financial planning behavior. Journal of Business Research, 133(November 2020), 432–449. https://doi.org/10.1016/j.jbusres.2021.05.007

Visser, K., Swart, G., Pretorius, J., Esterhuyzen, L.-M., Verster, T., & Fourie, E. (2022). Customer comfort limit utilisation: Management tool informing credit limit-setting strategy decisions to improve profitability. Cogent Economics & Finance, 10(1), 2056362.

Downloads

Published

2023-06-30

How to Cite

Hernawan, M. A. ., Asep Deni Heryana, Irzan Soepriyadi, Jujuk Kusumawati, & Josua Panatap Soehaditama. (2023). Financing Planning in New Normal Era for Increasing Profit. Indonesian Journal of Business Analytics, 3(3), 875–884. https://doi.org/10.55927/ijba.v3i3.4567

Issue

Vol. 3 No. 3 (2023): June 2023

Section

Articles

License

Copyright (c) 2023 Moch Arif Hernawan, Asep Deni Heryana, Irzan Soepriyadi, Jujuk Kusumawati, Josua Panatap Soehaditama

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.