Obenza, B., J. P. Torrefranca, J. D. . Amarilla, J. . Pandamon, S. . Encarnacion, G. . Getalado, and A. H. . Azis. “Personality Traits and Financial Management Behavior of University Students”. International Journal of Business and Applied Economics, vol. 3, no. 1, Jan. 2024, pp. 1-20, doi:10.55927/ijbae.v3i1.7309.