Obenza, Brandon, Johanna Paula Torrefranca, Jerald Dave Amarilla, Jobea Pandamon, Shaira Encarnacion, Genesis Getalado, and Abdulnaim H. Azis. “Personality Traits and Financial Management Behavior of University Students”. International Journal of Business and Applied Economics 3, no. 1 (January 30, 2024): 1–20. Accessed May 28, 2026. https://journal.formosapublisher.org/index.php/ijbae/article/view/7309.