SARATIAN, E. T. P.; IRFAN, M. . Fractional Reserve Banking System and Money Multiplier Effect: A Proposed Scheme from Sharia Banking. International Journal of Integrative Sciences, [S. l.], v. 3, n. 12, p. 1529–1542, 2024. DOI: 10.55927/ijis.v3i12.12938. Disponível em: https://journal.formosapublisher.org/index.php/ijis/article/view/12938. Acesso em: 19 apr. 2025.