Anjelika Bella Cantika, Maxqulin and Merry Rusida S 2024. The Influence of Non-Performing Loan (NPL) and Loan to Deposit Ratio (LDR) on ROA in Banking Companies Listed on the Indonesian Stock Exchange Period 2018-2022. International Journal of Scientific Multidisciplinary Research. 2, 7 (Jul. 2024), 889–904. DOI:https://doi.org/10.55927/ijsmr.v2i7.10552.