Faiqoh, D. N., S. Putri, D. Kurniawan, R. D. Setyowati, and N. A. Sivi. “Strategy to Strengthen Unumart’s Performance through the Role of Digital Payment Optimization in the First Quarter of 2025”. Jurnal Manajemen Bisnis, Akuntansi Dan Keuangan, vol. 4, no. 1, Apr. 2026, pp. 173-84, doi:10.55927/jambak.v4i1.16412.