Putra, T. H. ., Hartiwiningsih, & Firdausy, A. G. . (2026). Reconstruction of Criminal Law Regarding Consumer Protection in Peer-to-Peer (P2P) Lending Services in Indonesia, Concerning Balancing Rights and Responsibilities in the Digital Era based on Pancasila Justice. Journal of Legal and Cultural Analytics, 5(2), 339–348. https://doi.org/10.55927/jlca.v5i2.16703