Enhancing MSME Capacity in Preparing Financial Statements for Accessing Financing

Jamian Purba; Erlina Widayanti Djatnicka; Dian Sulistyorini Wulandari; Mutiara Arvia Rachman

doi:10.55927/jpp.v3i4.13609

Authors

Jamian Purba Universitas Pelita Bangsa
Erlina Widayanti Djatnicka Universitas Pelita Bangsa
Dian Sulistyorini Wulandari Universitas Pelita Bangsa
Mutiara Arvia Rachman Universitas Pelita Bangsa

DOI:

https://doi.org/10.55927/jpp.v3i4.13609

Keywords:

Financial Reporting, Financial Literacy, Access to Financing, MSME Empowerment, Economic Growth

Abstract

The development of Micro, Small, and Medium Enterprises (MSMEs) significantly contributes to Indonesia's economic growth, yet many MSMEs face challenges in accessing financing due to inadequate financial reporting capabilities. This community service project, aimed to bridge this gap by equipping MSME owners with the skills and knowledge to prepare standardized financial statements. Conducted from October 14 to October 28, 2024, the program utilized a participatory, hands-on approach tailored to the unique challenges faced by MSMEs. The training sessions covered the preparation of Income Statements, Balance Sheets, and Cash Flow Statements, combining theoretical insights with practical applications. The results revealed that 80% of participants successfully prepared complete financial statements by the program's conclusion, demonstrating significant improvement in their financial literacy and reporting skills. However, 20% of participants required additional guidance in specific areas, such as cash flow analysis and transaction classification. Participant feedback highlighted high satisfaction with the program’s relevance and practicality, with suggestions for introducing digital financial tools in future sessions.

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