Herowati, Erlina. “Factors Influencing Interest in Applying for Ultra-Micro Financing for Female UMK Entrepreneurs in the Special Region of Yogyakarta”. Indonesian Journal of Interdisciplinary Research in Science and Technology 2, no. 8 (August 30, 2024): 1219–1234. Accessed July 22, 2026. https://journal.formosapublisher.org/index.php/marcopolo/article/view/11203.