The Influence of Financial Literacy and Financial Socialization on the Financial Management Behavior of Investors in Indonesia After the Covid 19 Pandemic
DOI:
https://doi.org/10.55927/mudima.v3i11.6928Keywords:
Financial Literacy, Financial Socialization, Financial Management BehaviorAbstract
Financial intelligence is a term used to describe the capacity to organize and manage money that is determined as one of the indicators of a person's success in managing their finances. Maximizing the value of money that a person has is being able to manage their finances well. In addition, good money management will protect a person from possible difficulties that occur. The purpose of this study is to determine the effect of financial literacy and financial socialization on the financial management behavior of investors in the Greater Bekasi area after the Covid-19 pandemic. This study uses a quantitative approach and data sources from distributing questionnaires to all investors in the Greater Bekasi area as many as 100 respondents to determine the impact of financial literacy and financial socialization on the financial management behavior of investors in the Greater Bekasi area after the Covid-19 pandemic. With the help of the SmartPLS software program and testing the outer model and inner model, data analysis was carried out using the SEM method. The results of this study indicate that financial literacy and financial socialization have an influence on financial management behavior, with P-values of 0.000 and 0.093, respectively
References
Ghozali, I., & Latan, H. (2015). PLS Konsep, Teknik dan Aplikasi Menggunakan Program Smartpls 3.0 ((Edisi Ked). Universitas Diponegoro.
Gunadi, R. A. A., AlBahra, A. K. H., & Efgivia, M. G. (2022). Impact Of E-Learning Utilization On Student Discipline And Its Implications On Student Learning Outcomes In Kayurungin Jaya State School. Journal of Positive School Psychology, 6(2), 99-108.
Indriana, R. P., & Tasman, A. (2019). Pengaruh Financial Literacy dan Income terhadap Personal Financial Management Behavior pada Generasi Millennial Kota Padang. Jurnal Kajian Manajemen Dan Wirausaha, 01(01), 151–160.
Margaretha, F., & Pambudhi, R. A. (2015). TINGKAT LITERASI KEUANGAN PADA MAHASISWA S-1 FAKULTAS EKONOMI. Jurnal Manajemen Dan Kewirausahaan, 17(1), 76–85. https://doi.org/10.9744/jmk.17.1.76-85
Masrizal, M., & Trianto, B. (2022). The role of PLS financing on economic growth: Indonesian case. Journal of Islamic Monetary Economics and Finance, 8(1), 49-64.
Nyoman, T. H., & Upadana, I. W. Y. A. (2020). Pengaruh Literasi Keuangan dan Perilaku Keuangan terhadaUp Keputusan Investasi Mahasiswa. Jurnal Ilmiah Akuntansi Dan Humanika, 10(2), 126. https://doi.org/10.23887/jiah.v10i2.25574
Putri, I. D. R., & Sudiyatno, B. (2023). Pengaruh Financial Literacy, Herding Dan Regret Aversion Bias Terhadap Keputusan Investasi Generasi Milenial. Management Studies and Entrepreneurship Journal (MSEJ), 4(4), 4198-4209.
Pramesti, A. A. W. L., Ariyanto, D., Badera, I. D. N., & Suartana, I. W. (2023). The Determinants of Company Financial Performance: Evidence from Indonesian stock exchange on Mining Sector. Tec Empresarial, 18(2), 219-232.
Rachmawati, R., Ardiansari, A., & Kriswanto, H. D. (2022). Financial Literacy and Its Effect on Business Performance of Student-Driven Entrepreneurship in The Covid 19 Pandemic. Indonesian Journal of Business and Entrepreneurship (IJBE), 8(3), 378-378.
Safitri, A., & Kartawinata, B. (2020). PENGARUH FINANCIAL SOCIALIZATION DAN FINANCIAL EXPERIENCE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR. Jurnal Ilmu Keuangan Dan Perbankan (JIKA), 9(2), 157–170. https://doi.org/10.34010/jika.v9i2.2987
Siregar, H., Rahayu, A., & Wibowo, L. A. (2020). Manajemen Strategi Di Masa Pandemi Covid-19. Komitmen: Jurnal Ilmiah Manajemen, 1(2), 40–58. https://doi.org/10.15575/jim.v1i2.10316
Sugiharti, H., & Maula, K. A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa. Accounthink : Journal of Accounting and Finance, 4(2), 804–818. https://doi.org/10.35706/acc.v4i2.2208
Viani, N., Angestika, W., Vicky, W., & Moehammad, S. H. (2022). Pengaruh Financial Socialization dan Financial Experience terhadap Financial Management Behavior. Jurnal Ilmu Keuangan Dan Perbankan (JIKA), 20(2), 142–149. https://doi.org/https://doi.org/10.31294/jp.v17i2
Zakhariah, C., Winny, L., & Chandra, T. (2022). Pengembangan Strategi Perencanaan Keuangan dalam Penanganan Investasi Bodong di Indonesia. Jurnal Mirai Manajemen, 7(1), 173–184.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Muhamad Syahwildan, Erin Soleha
This work is licensed under a Creative Commons Attribution 4.0 International License.