RUDIANTO; HAICHAL AUFAR ARDIAN; JONES Z. RANTE. Analysis of the Effect of Perception of Benefits and Perception of Risk on Interest in Using Online Loans with Ease of Use as a Moderating Variable on Ibm Asmi Students . Jurnal Multidisiplin Madani, [S. l.], v. 4, n. 9, p. 1476–1493, 2024. DOI: 10.55927/mudima.v4i9.11571. Disponível em: https://journal.formosapublisher.org/index.php/mudima/article/view/11571. Acesso em: 8 may. 2026.