I Gst. Ngr. Agung Krisna Aditya. “Difusi Inovasi Metode Pembayaran Quick Response Code Indonesian Standard Oleh Bank BPD Bali”. Jurnal Multidisiplin Madani 2, no. 7 (July 31, 2022): 3323–3336. Accessed September 19, 2024. https://journal.formosapublisher.org/index.php/mudima/article/view/809.