IRFANULLAH. The Effect of Microfinance in Increasing UMKM Productivity in Indonesia. Prosiding Seminar Nasional Ilmu Manajemen, Ekonomi, Keuangan dan Bisnis , [S. l.], v. 2, n. 1, p. 175–186, 2023. DOI: 10.55927/snimekb.v2i1.4611. Disponível em: https://journal.formosapublisher.org/index.php/snimekb/article/view/4611. Acesso em: 8 jul. 2026.