The Influence of Online Shopping Behavior and Digital Lifestyle on Students' Financial Management

Authors

  • Palma Juanta Program Studi Sistem Informasi, Fakultas Sains dan Teknologi, Universitas Prima
  • Sola Vide Br Surbakti Program Studi Sistem Informasi, Fakultas Sains dan Teknologi, Universitas Prima Indonesia
  • Bintang Marpaung Program Studi Sistem Informasi, Fakultas Sains dan Teknologi, Universitas Prima Indonesia
  • Farel Yizreel Fareira Surbakti Program Studi Sistem Informasi, Fakultas Sains dan Teknologi, Universitas Prima Indonesia

DOI:

https://doi.org/10.55927/crypto.v5i1.16643

Keywords:

E-commerce, Financial Management, Digital Lifestyle, and Online Shopping.

Abstract

The purpose of this study was to determine how digital lifestyle and online shopping behavior affect students' financial management. This study used a quantitative approach, which employed associative and descriptive approaches. Data were collected using a Google Form questionnaire distributed to 42 active e-commerce users of college students. The results showed that students' online shopping behavior had a significant impact with a significance value of 0.001 on their financial management. Multiple linear regression methods and the SPSS program were used to analyze the data. This study found that digital lifestyle had a significant effect on students' financial management with a significance value of 0.013, and online shopping behavior and digital lifestyle also had a significant effect with a significance value of 0.003. This indicates that the more intense students' online shopping and digital lifestyle, the greater the impact on their financial management

Downloads

Download data is not yet available.

References

Caprara, G. V., & Zimbardo, P. G. (2004). Personalizing Politics: A Congruency Model of Political Preference. American Psychologist.

Fadillah. (2023). Pengaruh E-Commerce Terhadap Perilaku Konsumtif Mahasiswa di Era Digital. Jurnal Ekonomi Dan Bisnis Digital, 5(2), 120–130.

Irawati, R., & Kasemetan, S. (2023). Literasi Keuangan Dan Perilaku Keuangan Mahasiswa. Jurnal Manajemen Dan Keuangan, 7(1), 45–56.

Kasmir. (2010). Pengantar Manajemen Keuangan. Jakarta: Kencana.

Kotler, P. (2017). Manajemen Pemasaran. Jakarta: Erlangga.

Kotler, P., & Keller, K. L. (2016). Marketing Management. Pearson Education.

Leonita, D., & Wulandari, S. (2024). Pengaruh Fitur Shopee Paylater, Literasi Keuangan, Dan Gaya Hidup Terhadap Perilaku Konsumtif Berbelanja Online. Jurnal Ekonomi Digital, 6(1), 88–99.

Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial Literacy Among the Young: Evidence and Implications. National Bureau of Economic Research, 358–380.

Rahmadani, S., & Safitri, A. (2025). Pengaruh Belanja Online Terhadap Pengelolaan Keuangan Mahasiswa. Jurnal Manajemen Keuangan, 8(2), 101–112.

Ramadani, S., & Anggita, T. (2025). Pengaruh Belanja Online, Perilaku Konsumtif, Dan Gaya Hidup Hedonisme Terhadap Pengelolaan Keuangan Mahasiswa. Jurnal Ekonomi Dan Bisnis, 10(1), 77–90.

Sabri, M. F., & Macdonald, M. (2010). Savings Behavior and Financial Problems Among College Students. Cross-Cultural Communication.

Satrio, R., Anggar, K., Anardia, A., & Rudi. (2024). Pengaruh Gaya Hidup Hedonisme Terhadap Manajemen Keuangan Mahasiswa. Jurnal Manajemen Modern, 7(2), 134–145.

Sumartono. (2002). Perilaku Konsumtif Dalam Masyarakat Modern. Yogyakarta: Andi Offset.

Downloads

Published

2026-06-09

How to Cite

Juanta, P., Surbakti, S. V. B. ., Marpaung, B. ., & Surbakti, F. Y. F. . (2026). The Influence of Online Shopping Behavior and Digital Lifestyle on Students’ Financial Management. Indonesian Journal of Accounting and Financial Technology, 5(1), 125–132. https://doi.org/10.55927/crypto.v5i1.16643

Issue

Section

Articles