Exploring the Effectiveness of Financial Technology in Improving Indonesia's Financial Health (Review of Literature Studies)

Anju Christina; Kioko Tamba

doi:10.55927/crypto.v2i2.7227

Authors

Anju Christina Universitas Negeri Medan
Kioko Tamba Universitas Negeri Medan

DOI:

https://doi.org/10.55927/crypto.v2i2.7227

Keywords:

Fintech, Strategy, Innovation

Abstract

This research aims to investigate and analyze the effectiveness of fintech as a strategic tool in enhancing optimal financial health. With a focus on digital payment platforms, financing solutions, and other related fintech innovations, this study outlines a research method involving in-depth analysis of the implementation of financial technology. The primary objective of the research is to identify sophisticated strategies employed by fintech and trace their impact on individual financial behavior. The study elaborates on perspectives from various literature sources to identify advanced strategies utilized by fintech and analyze their effects on individual financial behavior. This literature review enables researchers to construct a comprehensive framework of understanding regarding the role of fintech in achieving optimal financial health. The results of this research are expected to provide profound insights and a foundation for further development in this field, while also stimulating further discussion and research.

Downloads

Download data is not yet available.

References

Nizar, M. A. (2017). Teknologi keuangan (Fintech): Konsep dan implementasinya di Indonesia.

Iradianty, A., & Aditya, B. R. (2020). Indonesian Student Perception in Digital Payment. Jurnal Manajemen Bisnis, 17(4), 518-530.

Putri, N. M. E., & Andarini, S. (2022). Pengaruh Self Control dan Financial Attitude terhadap Financial Management Behavior pengguna Layanan Buy Now Pay Later. Jurnal Ekonomi Akuntansi dan Manajemen, 21(1), 60-74.

Paath, D. K., & Manurung, R. (2019). Analisis Persepsi Pengguna Layanan Transaksi Digital Terhadap Financial Technology (Fintech) Dengan Model E-Money (Studi kasus: layanan Go-Pay “Gojek” di Purwokerto). Jurnal HUMMANSI (Humaniora, Manajemen, Akuntansi), 2(2), 38-45.

Juita, V., Firdaus, F., & Hermanto, T. N. P. (2020). Studi Prilaku Pengguna Layanan Financial Technology (Fintech) di Indonesia: Analisa Persepsi Risiko dan Manfaat. Jurnal Inovasi Pendidikan Ekonomi (JIPE), 10(2), 118-131.

Dewi, D. A. T., & Darmawan, N. K. S. (2021). Perlindungan Hukum Bagi Pengguna Pinjaman Online Terkait Bunga Pinjaman Dan Hak-Hak Pribadi Pengguna. Acta Comitas, 6(02), 259.

Luckandi, D. (2019). Analisis Transaksi Pembayaran Menggunakan Fintech Pada UMKM di Indonesia: Pendekatan Adaptive Structuration Theory. JIKO (Jurnal Informatika dan Komputer), 4(1), 1-10.

Marpaung, O. (2021). Pengaruh pengetahuan penggunaan fintech (Ovo dan Gopay) terhadap literasi keuangan. Jurnal Akuntansi Dan Perpajakan Jayakarta, 2(2), 77-85.

Rahma, T. I. F. (2018). Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology. AT-TAWASSUTH: Jurnal Ekonomi Islam, 3(1), 184-203.

Bere, A. B. M., Andriana, M., Kamila, M. R., Budiono, S., & Noerlina, N. (2022). Analisa Faktor dan Perkembangan Tren Fintech di Indonesia. Business Economic, Communication, and Social Sciences Journal (BECOSS), 4(3), 145-156.

Stefanny, V., & Tiara, B. (2021). Overview Perbandingan Jumlah User Fintech (Peer-To-Peer Lending) Dengan Jumlah Pengguna Internet Di Indonesia Pada Masa Pandemi Covid-19. Insan Pembangunan Sistem Informasi dan Komputer (IPSIKOM), 9(1).

Novendra, B., & Aulianisa, S. S. (2020). Konsep Dan Perbandingan Buy Now, Pay Later Dengan Kredit Perbankan Di Indonesia: Sebuah Keniscayaan Di Era Digital Dan Teknologi. Jurnal Rechts Vinding: Media Pembinaan Hukum Nasional, 9(2), 183.