Analysis of Factors Influencing Financial Literacy in Gen Z

Authors

  • Sholahuddin Universitas Bina Darna
  • Martha Wulandari Universitas Bina Darma
  • Dewi Sartika Universitas Bina Darma, Palembang
  • Sulaiman Helmi Universitas Bina Darma, Palembang

DOI:

https://doi.org/10.55927/ijba.v4i6.13339

Keywords:

Financial Knowledge, Financial Attitude, Financial Behavior, Financial Literacy

Abstract

This study aims to analyze the factors influencing financial literacy among Gen Z in the city of Palembang. This research employs a quantitative method with SEM-Smart-PLS analysis techniques involving 500 Gen Z respondents in the city of Palembang. Based on the analysis results, financial attitude significantly affects financial literacy, financial behavior significantly affects financial literacy, financial knowledge significantly affects financial attitude, financial knowledge significantly affects behavior, financial knowledge affects financial literacy, financial knowledge and financial attitude significantly affect financial literacy, and financial knowledge and financial behavior significantly affect financial literacy.

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Published

2025-01-15

How to Cite

Sholahuddin, Martha Wulandari, Dewi Sartika, & Sulaiman Helmi. (2025). Analysis of Factors Influencing Financial Literacy in Gen Z. Indonesian Journal of Business Analytics, 4(6), 2160–2173. https://doi.org/10.55927/ijba.v4i6.13339