Analysis of the Effect of Credit Restructuring on the Liquidity Level of Banks Listed on the Indonesian Stock Exchange (IDX) Before and After the COVID-19 Pandemic

Muhammad Wilszam  Rahmatulloh; Bambang

doi:10.55927/ijbae.v3i1.7849

Authors

Muhammad Wilszam Rahmatulloh University of Mataram
Bambang University of Mataram

DOI:

https://doi.org/10.55927/ijbae.v3i1.7849

Keywords:

Loan to Deposit Ratio (LDR), COVID-19, Credit Restructuring, Liquidity, Banking

Abstract

This research aims to determine the effect of credit restructuring on liquidity levels through the Loan to Deposit Ratio before the COVID-19 pandemic and after the COVID-19 pandemic. The data used is secondary data in financial reports for 2019 before the COVID-19 pandemic and 2020-2023 after the COVID-19 pandemic. The results of this research show that the Loan to Deposit Ratio experienced a decrease, as evidenced by the results of descriptive statistical research, which showed the average difference (Loan to Deposit Ratio decreased by 0.1423.

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