Analysis of the Health Assessment of Savings and Loan Cooperatives in Mataram City

Desak Nyoman Kumala Citra Swari; Elin Erlina  Sasanti

doi:10.55927/ijbae.v3i4.9859

Authors

Desak Nyoman Kumala Citra Swari Universitas Mataram
Elin Erlina Sasanti Universitas Mataram

DOI:

https://doi.org/10.55927/ijbae.v3i4.9859

Keywords:

Cooperative Health, Technical Guidelines No. 15 of 2021, Financial Performance

Abstract

This study discusses the health assessment of savings and loan cooperatives in Mataram City. The health assessment of these cooperatives is evaluated based on governance, risk profile, financial performance, and capital, according to the Technical Guidelines of the Deputy for cooperatives No. 15 of 2021. This research employs a descriptive study with a quantitative approach, providing an objective description using numerical data to obtain information and answers from questionnaires. The subjects of this study are the Tri Dharma Kejari Mataram savings and loan cooperative (KSP Tri Dharma Kejari Mataram) and the Swastika savings and loan cooperative (KSP Swastika). The study reveals that the overall health score of KSP Swastika in 2023 is 79.65, indicating a "Fairly Healthy" condition. Meanwhile, the health score of KSP Tri Dharma Kejari is 91.36, which falls under the "Healthy" category. The implication of this study is to provide a comparative analysis between the results and the strategies implemented by the cooperatives, which can be used for making improvements and planning future strategies.

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